Blog•Feb 20, 2026
Nexi Unveils ‘Nexi Ready’ as Europe Embrace ‘Buy’ Model
Nexi Group has launched Nexi Ready, a fully managed digital‑issuing platform that lets banks, corporates and fintechs outsource technology, scheme compliance and day‑to‑day operations while keeping their brand and customer data. The service is positioned as a new “plug‑and‑play” issuing category aimed at cutting regulatory and operational friction amid looming PSD3, PSR and AI‑Act requirements. By industrialising its existing issuing footprint, Nexi promises faster time‑to‑market and stronger portfolio performance. Its first international rollout in Germany began in October 2025 and is already operating at scale.
By Payments Cards & Mobile (Payments Industry Intelligence)
Blog•Feb 19, 2026
Banker Calls for Peak Banker
National Australia Bank CEO Andrew Irvine warned that Australia has hit "peak Australia," signalling that without a productivity boost the economy will stagnate. Real wages fell for the first time in two years, underscoring the pressure on living standards. Irvine...
By MacroBusiness (Australia)
Blog•Feb 18, 2026
Britain’s Renewed Appetite for Credit Cards
The UK credit‑card market has rebounded, with net lending up 12.4% year‑on‑year in December 2025 and outstanding balances reaching a record £78 billion. Despite higher unemployment and elevated household debt, arrears sit at just 1.2%, and debt‑service ratios are roughly half...
By Payments Cards & Mobile (Payments Industry Intelligence)
Blog•Feb 17, 2026
ZeroLend Shuts Down After Liquidity Dries Up Across Layer 2s
ZeroLend announced it will wind down after three years as liquidity on the Layer‑2 networks it served evaporated. TVL plummeted from a November 2024 peak of $359 million to roughly $6.6 million, a 98% decline, and the ZERO token is down 99%...
By Laura Shin
Blog•Feb 17, 2026
Indian Banks: From Credit Provision to Liquidity Provision?
India’s corporate funding is increasingly sourced domestically as the yield gap with US Treasuries narrows to about 2.5%, eroding the cost advantage of foreign‑currency debt. Deepening private‑credit markets now finance even near‑investment‑grade borrowers, exemplified by a recent $3.4 billion rupee‑denominated deal....
By Prof. Jayanth R. Varma’s Financial Markets Blog
Blog•Feb 16, 2026
Banks Are Starting to Price Liquidity by the Hour
Banks are moving from traditional overnight benchmarks to quoting liquidity rates on an hourly basis, reflecting tighter funding conditions and the rise of electronic trading platforms. The shift provides more granular price signals, allowing lenders to capture real‑time balance‑sheet pressures...
By The Blind Spot
Blog•Feb 16, 2026
Crypto-Derivatives Regulation Is Too Fragmented
A new comparative study finds crypto‑derivatives regulation is highly fragmented across major financial hubs, despite the products mirroring traditional derivatives in structure and risk. Regulators have forced crypto‑derivatives into existing regimes, leading to divergent rules based on settlement method, underlying...
By CLS Blue Sky Blog (Columbia Law School)
Blog•Feb 9, 2026
Gradual End of Bank Dominance in India
India’s household financial portfolio is shifting away from traditional safe assets toward equities and managed funds. Between March 2021 and March 2025, bank deposits fell from roughly 47.5% to 43.5% of total financial assets, while mutual‑fund and pension holdings rose...
By Prof. Jayanth R. Varma’s Financial Markets Blog
Blog•Feb 7, 2026
How the U.S. Treasury Engineered a Dollar Squeeze in Iran
The U.S. Treasury, through OFAC, reclassified key Iranian banks and instituted secondary sanctions that block dollar‑clearing for Iran’s oil trade. By cutting off access to the SWIFT network and threatening non‑U.S. firms that facilitate dollar transactions, the Treasury forced a...
By The Blind Spot
Blog•Feb 6, 2026
Their Role Wasn’t to Question Customers, Just as a Sewage Company Doesn’t Ask What You Ate for Dinner
The episode examines how U.S. Congressman Wright Patman reshaped banking regulation, turning banks from passive cash conduits into active gatekeepers tasked with monitoring and reporting suspicious activity. It contrasts the pre‑Patman view of banks as mere plumbing with the post‑Patman...
By Payments:Unpacked
Blog•Feb 5, 2026
Unpacking PayPal’s Missed Moment: 7 Takeaways
Former PayPal president David Marcus posted a candid post‑mortem outlining why the company’s silent turnaround lost steam. He argues that a shift from product‑led conviction to pure financial optimization eroded PayPal’s core checkout moat. The analysis distills seven actionable takeaways,...
By Future Nexus (formerly Fintech Nexus)
Blog•Feb 2, 2026
Tom Ilube CBE Appointed Chair of LINK
The episode announces Tom Ilube CBE as the new Chair of LINK, the UK’s cash access and ATM network, highlighting his extensive background in technology, finance, education, and philanthropy. Ilube emphasizes the importance of maintaining cash access for millions as...
By Payments:Unpacked
Blog•Feb 2, 2026
Regulators at the Heart of the National Payments Vision
In his keynote at the Payments Regulation and Innovation Summit, David Geale, MD of the Payment Systems Regulator, outlined how the FCA and PSR are steering the National Payments Vision by focusing on system trust, resilience through choice, and upcoming...
By Payments:Unpacked
Blog•Feb 2, 2026
Scarce Reserves
Federal Reserve Governor Christopher Warsh is pushing to restart quantitative tightening, signaling a shift toward shrinking the central bank’s balance sheet. This move comes even as the Fed recently expanded its holdings to ease strains in the funding market. Warsh’s...
By Fed Guy
Blog•Jan 29, 2026
What Does 2026 Hold for Fintech?
Founders and investors see 2026 as a turning point for fintech, with stablecoins poised to become core infrastructure for cross‑border payments. AI is rapidly moving from theory to production, driving faster product launches and embedding agentic capabilities in financial workflows....
By Future Nexus (formerly Fintech Nexus)