BANKING PULSE
Friday, February 20, 2026
Market Intelligence for Banking Professionals
🎯 Today's Banking PulseUpdated 1h ago
What's happening: Banks eye six tech trends to stay competitive in 2026
Banks are under mounting regulatory, economic and consumer pressure, prompting a shift toward targeted technology investments. nCino outlines six 2026 trends, from AI‑driven mobile banking that functions as a personal financial command centre to AI‑powered verification that can dramatically cut loan‑processing time. The focus moves from blanket AI deployments to purpose‑built solutions that boost efficiency and compliance.
Also developing:
By the numbers: Bank of America pledges $25bn private credit fund
🚀 Top Banking Headlines
Criminals Outpacing Banks as Firms Struggle with AI Defence, Report Warns
ComplyAdvantage reports that AI-enabled criminals are outpacing banks, with 99% of firms admitting detection flaws as cybercrime and human trafficking top the 2026 threat list The post Criminals Outpacing Banks as Firms Struggle with AI Defence, Report Warns appeared first on The Fintech Times.
The Fintech Times
Subprime Demand Drives US Loan Growth to New Heights
Unsecured loans increase in the US as more consumers consolidate credit card debt
BusinessLIVE (South Africa) – RSS hub
Warren Warns Fed, Treasury Against Crypto Bailout
Senate Banking Committee ranking member Elizabeth Warren, D-Mass., warned the Treasury Department and Federal Reserve in a Wednesday letter not to bail out cryptocurrency firms in the wake of sharp declines in digital asset values over the last several months.
American Banker
The Six Tech Trends Banks Need on Their Radar for 2026
Banks may already have a clear view of the market forces shaping 2026, from shifting consumer expectations to mounting regulatory and economic pressures. But insight alone will not be enough. The technology decisions financial institutions make now will determine whether they can turn those forces into opportunity or risk being overtaken by more agile competitors. […] The post The six tech trends banks need on their radar for 2026 appeared first on FinTech Global.
Fintech Global
FBI: Over $20 Million Stolen in Surge of ATM Malware Attacks in 2025
The FBI warned that Americans lost more than $20 million last year amid a massive surge in ATM "jackpotting" attacks, in which criminals use malware to force cash machines to dispense money. [...]
BleepingComputer
💰 Banking Fundraising
Bank of America Commits $25bn to Private Credit Lending
Bank of America announced a $25bn commitment to expand its private credit lending activities, aiming to capture more opportunities in the sector as concerns rise about its health. The move follows similar initiatives by other Wall Street institutions.
Debt FinancingBank of America
Banco De Bogotá Buys Back 2026 Notes
Colombian lender Banco de Bogotá announced it will repurchase close to half of its subordinated notes due in May 2026, reducing its outstanding debt. The buyback is part of the bank's effort to manage its balance sheet and improve liquidity. The transaction amount was not disclosed.
Debt FinancingBanco de Bogotá
💬 Top Banking Social Posts
Tweet by @JimMarous
The 2026 Retail Banking Trends research reveals a clear gap between strategy and execution across digital, payments, AI, and partnerships. Watch the full video: https://t.co/qrsFZDRVT6 https://t.co/pesk3Lrhfe
by Jim Marous•