Building Banking for Cross-Border Businesses with Ivan Zhiznevsky From 3S Money | 11:FS Spotlight

Why It Matters

3S Money addresses a persistent gap left by domestic banks for internationally operating SMEs and founders, removing barriers to global trade and cash flow. Its compliance- and tech-driven approach could reshape how cross-border business banking is delivered and scale financial access for millions of small and medium enterprises.

Summary

Ivan Zhiznevsky, co-founder and CEO of 3S Money, built the fintech after experiencing firsthand how traditional banks reject or delay services for cross-border entrepreneurs. 3S Money provides tailored cross-border banking for a wide range of clients—from freelancers and agencies to commodity traders and asset managers—combining relationship managers, compliance-first processes and technology to streamline onboarding and international payments. The firm has expanded its footprint (recently launching in France with local IBANs) to solve jurisdictional frictions like local tax and payment requirements. Zhiznevsky argues that regulation and rigorous compliance can be a strategic advantage for servicing underserved global businesses.

Original Description

On this episode of Spotlight, Benjamin Ensor is joined by Ivan Zhiznevsky, Co-Founder and CEO of 3S Money.

They explore why international businesses are often underserved by traditional banks, how 3S Money is building for the complexities of cross-border banking, and why specialist fintechs are becoming increasingly important.

Benjamin and Ivan also discuss regulation as a competitive advantage, the rise of stablecoins, and what the future of global banking could look like as businesses become increasingly international. 🚀

Find out more about 3S Money: https://3s.money/

#fintech #3S #tech #podcast #Stablecoins

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