What Transformation Programmes and Football Teams Have in Common

Why It Matters

The framework shows banks how to justify costly core upgrades by tying them to transparent, metric‑driven value, accelerating revenue and strengthening market position.

Key Takeaways

• Banks now favor incremental, low‑risk core modernization journeys.
• Trust builds through transparent, long‑term mutual vendor‑bank relationships.
• Measurable business metrics, not just tech upgrades, drive ROI.
• Temenos’ Value Team defines and monitors financial impact from start.
• Faster loan processing exemplifies tangible revenue‑boosting outcomes for banks.

Summary

At the Temenos Community Forum 2026 in Copenhagen, host Debi Bell‑Hosing and Temenos CRO Will Moroney framed core modernization as the decisive "how" question for banks, moving beyond the earlier debate of whether to modernise.

They explained that banks are opting for progressive, low‑risk rollouts, calibrated to geography, size and culture. Trust—cultivated through transparent, decades‑long vendor‑bank relationships—emerges as the cornerstone of these multi‑year programs.

Moroney stressed that success hinges on measurable business outcomes rather than pure technology replacement. Temenos’ dedicated Value Team collaborates with clients from the outset to define ROI, monitor key metrics such as loan‑processing time, and keep projects on schedule and budget.

By shortening processes and improving customer onboarding, banks can unlock new revenue streams and sharpen competitive advantage, underscoring the need to align technology change with clear financial metrics.

Original Description

While in Copenhagen for the Temenos Community Forum, Will Moroney, Chief Revenue Officer, Temenos joined the FinextraTV studio to talk about the latest updates within core modernisation. Moroney starts by contextualising the current state of play for different banks across the world and across modernisation journeys, before using the analogy of a football team to describe how modernisation partnerships grow over a period of years. He further defined the separation between an adequate transformation and one that brings actual value as the metrics that are set early on.

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