Arbol and Pollen Systems Partner on Parametric Product for Agricultural & Climate Challenges
•February 10, 2026
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Why It Matters
The partnership modernizes agricultural insurance, cutting delays and improving resilience as climate volatility intensifies, a critical shift for insurers and farmers alike.
Key Takeaways
- •AI-driven parametric insurance merges with real-time farm data
- •Satellite, drone, and field observations feed risk models instantly
- •Esri GIS powers geospatial analytics for precise underwriting
- •Faster claims settlement improves farmer resilience
- •Industry shift toward continuous, location-aware insurance insights
Pulse Analysis
Climate change is reshaping the risk landscape for agriculture, exposing farmers to more frequent and severe weather events. Traditional crop insurance, reliant on historical loss data and manual assessments, often lags behind the speed at which damage occurs. Parametric insurance—payouts triggered by predefined data thresholds—offers a faster alternative, but its effectiveness hinges on accurate, real‑time inputs. Arbol’s AI engine, trained on vast climate datasets, provides the analytical backbone to quantify risk quickly, setting the stage for a new generation of responsive coverage.
Pollen Systems contributes granular field intelligence, aggregating satellite imagery, drone surveys, and on‑ground observations into a unified geospatial layer. Integrated through Omniris’ platform and powered by Esri’s GIS technology, this data stream feeds Arbol’s models, delivering hyper‑local risk scores that reflect actual field conditions. Insurers can now underwrite policies with precise, location‑specific metrics and trigger claims automatically when sensor‑derived thresholds are met. The result is a transparent, end‑to‑end workflow that reduces administrative overhead and accelerates payouts, directly benefiting farmers who need timely resources to recover.
The collaboration signals a broader industry pivot toward continuous, data‑driven insurance products. As regulators and investors increasingly demand transparency and speed, insurers that adopt such integrated solutions will gain competitive advantage. Moreover, the model is scalable beyond agriculture, potentially extending to forestry, infrastructure, and other climate‑exposed sectors. By marrying AI, geospatial analytics, and real‑time observations, Arbol and Pollen Systems are setting a new standard for climate risk coverage, promising more resilient supply chains and a faster path to recovery after extreme events.
Arbol and Pollen Systems partner on parametric product for agricultural & climate challenges
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Global climate risk solutions platform Arbol and Pollen Systems have teamed up to bring to market a first-of-its-kind product that combines parametric insurance with multiple real-time data sources, that are set to address long-standing challenges in agricultural and climate risk coverage.
The collaboration is strengthened by Esri, the location intelligence leader and Omniris, which provides the underlying geospatial data platform and AI-driven analytics.
As per the announcement, by integrating Arbol’s AI powered parametric insurance products with Pollen Systems’ agricultural intelligence and Omniris’ geospatial data infrastructure, which is built on Esri’s GIS technology, the partnership facilitates faster and more transparent risk assessment and claims resolution.
By integrating satellite imagery, drone data, field observations, and historical records with parametric insurance, the product provides an efficient solution aimed at enhancing the speed, accuracy, and accessibility of managing climate-related agricultural risks.
According to both firms, this approach will allow insurers and their customers to move past static reports toward continuous, location-aware insight across the full lifecycle of a policy, from underwriting to claims.
“Agricultural insurance has long been constrained by static data, delayed signals, and manual processes that don’t reflect how risk actually unfolds in the field,” commented Sid Jha, CEO of Arbol.
Jha continued: “By partnering with Pollen we’re creating a new standard for how climate risk is assessed, monitored, and resolved. This partnership brings real-time, location-aware insight directly into underwriting and claims, enabling faster decisions, greater transparency, and more resilient coverage for farmers and insurers alike.”
“This partnership represents a fundamental shift in how crop and climate risk insurance is designed and delivered,” said Keith McCall, CEO & Founder of Pollen Systems and Omniris.
Adding: “By combining Arbol’s parametric products with Pollen Systems’ field intelligence, we’re giving insurers and their customers a shared, trusted view of risk that persists over time. That continuity is what enables faster decisions, greater transparency, and insurance products that actually reflect what’s happening on the ground.”
Arbol and Pollen Systems partner on parametric product for agricultural & climate challenges was published by: www.Artemis.bm
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