Intain, FIS Roll Out Tokenized Loan Marketplace on Avalanche for Small Banks

Why It Matters

Tokenizing loans on a public blockchain could unlock balance‑sheet capacity for thousands of community banks, increase liquidity and reduce fraud risk, potentially reshaping the asset‑backed securities market.

Summary

FIS and Intain have launched Digital Liquidity Gateway, a blockchain marketplace built on Avalanche that tokenizes regional bank loan portfolios as NFTs and automates settlement with stablecoins. The platform integrates with FIS’s core banking system used by over 20,000 institutions, allowing community banks to securitize loans and sell them directly to institutional investors. Hundreds of millions of dollars in loan transactions are expected by year‑end, beginning with commercial‑real‑estate and aviation finance pools. The service aims to give small banks access to capital markets, improve transparency and cut costs.