Payscribe Expands Global Financial Access: Empowering Fintechs and Fast-Growing Businesses with Global Accounts, Stablecoins, APIs, and Merchant Growth Support

Why It Matters

By removing settlement friction and liquidity bottlenecks, Payscribe accelerates growth for digital merchants and fintech startups, reshaping cross‑border commerce in high‑growth emerging economies.

Key Takeaways

• Global Accounts enable instant multi‑currency holdings
• Stablecoin payments cut cross‑border fees dramatically
• Merchant Growth Support offers up to ₦5 million credit
• Developer‑first APIs reduce fintech time‑to‑market

Pulse Analysis

African fintechs have long grappled with slow settlement cycles, high fees, and limited access to foreign currency accounts. Payscribe’s platform tackles these pain points by offering Global Accounts that provision multi‑currency balances in seconds, eliminating the traditional banking lag. Coupled with stablecoin support for USDT and USDC, businesses can settle cross‑border transactions at near‑instant speeds and with predictable costs, a game‑changer for e‑commerce merchants and digital service providers operating across continents.

The introduction of Merchant Growth Support directly addresses the working‑capital crunch that fast‑growing SMEs face. By extending up to ₦5 million in airtime inventory and automating weekly repayments from settlement wallets, Payscribe enables merchants—especially airtime vendors and micro‑transaction platforms—to scale without waiting for external financing. This credit‑based feature, built on the same API layer as the Global Accounts and stablecoin rails, creates a seamless financial ecosystem where payment processing and liquidity provision coexist.

Beyond Africa, Payscribe’s developer‑first API suite positions the company as a white‑label backbone for fintechs worldwide. Startups can launch branded financial products without building complex back‑office systems, accelerating time‑to‑market and reducing regulatory overhead. As emerging markets in Asia and Latin America seek similar solutions, Payscribe’s modular architecture offers a scalable template for global payments, reinforcing the trend toward collaborative fintech infrastructure over fragmented competition.

Payscribe Expands Global Financial Access: Empowering Fintechs and Fast-Growing Businesses with Global Accounts, Stablecoins, APIs, and Merchant Growth Support

February 9, 2026

As the financial landscape across Africa continues to evolve, one thing has become increasingly clear: innovation is no longer a regional effort.

Payscribe, a fast‑growing payment infrastructure company, is redefining inclusive digital finance by providing fintechs, developers, and businesses with plug‑and‑play tools to connect seamlessly to the global economy.

From Global Accounts to Stablecoin Payments (cross‑border settlement rails), developer‑friendly APIs, and now Merchant Growth Support, Payscribe is building an ecosystem where businesses can grow without friction no matter their size, location, or technical capacity.

Closing the financial access gap

Across Africa and other emerging markets, countless businesses still struggle with slow settlement systems, high transaction fees, and limited cross‑border payment options. These challenges often restrict growth, especially for SMEs and digital entrepreneurs trying to scale.

Payscribe was built to change that. With a mission rooted in financial inclusion and accessibility, the company is developing products that make digital payments borderless, fast, and reliable—not just for individual users, but for fintech startups and enterprises that want to innovate without having to build financial infrastructure from scratch.

Introducing Global Accounts and Stablecoins

Payscribe recently introduced two major products—Global Accounts and Stablecoin Payments—to simplify international transactions and make receiving global payments effortless.

Global Accounts

Businesses can instantly create multi‑currency accounts (USD, GBP, EUR, and more), enabling them to receive payments from customers and platforms abroad without the limitations of traditional banks.

Stablecoin Payments

With USDT and USDC support (both on‑ramp and off‑ramp), Payscribe offers businesses a fast, stable, and low‑cost way to send or receive value globally without worrying about volatility or settlement delays.

These tools help developers, e‑commerce merchants, freelancers, agencies, and global‑facing businesses operate faster and more efficiently in an increasingly digital world.

Merchant Growth Support: Solving the Working Capital Problem for Fast‑Growing SMEs

One of the most consistent insights across Payscribe’s ecosystem is that many merchants grow faster than their working capital, especially airtime vendors, digital service resellers, and micro‑transaction businesses.

To solve this, Payscribe introduced Merchant Growth Support, a simple credit‑based feature that gives eligible merchants access to up to ₦5 million in airtime inventory, with automatic weekly repayment directly from their settlement wallet.

This product reflects Payscribe’s deeper vision: to not only power transactions but also remove liquidity bottlenecks that limit growth for entrepreneurs across Africa.

The engine behind the innovation: Payscribe APIs

While new features often take the spotlight, Payscribe’s real strength lies in its developer‑first API infrastructure, which has been available long before these newer offerings.

Through secure, modular, plug‑and‑play APIs, fintechs and businesses can integrate:

• Global accounts

• Stablecoin settlements

• Virtual accounts

• Transfers and payouts

• Payment collections

…and more within minutes.

Payscribe’s API ecosystem allows any fintech or digital business to instantly connect to financial services without worrying about infrastructure or licensing complexities. With it, developers can innovate faster, launch products quickly, and bring financial services to market without the heavy cost of building backend systems.

Powering fintech innovation across Africa and beyond

Payscribe’s infrastructure is designed not just for Africa but for emerging markets with similar challenges. Its modular architecture allows startups, neobanks, platforms, and digital marketplaces to scale across borders with ease.

From Asia to Latin America, demand for seamless, interoperable financial rails is growing rapidly—exactly the problem Payscribe’s platform is built to solve.

The company also enables white‑label opportunities, allowing fintechs to launch branded financial products using Payscribe’s backend while focusing on customer experience.

A connected future for global payments and business growth

Payscribe represents a broader movement where collaboration—not competition—drives fintech progress. Its ecosystem approach ensures that:

• Consumers gain more accessible, reliable payment experiences

• Merchants can grow without capital limitations

• Businesses can transact globally without friction

• Developers can innovate faster

In a world where digital borders are disappearing, Payscribe is proving that Africa’s fintech ingenuity can not only compete globally but lead it.