New German Firm to Offer ETF White Labelling

Why It Matters

The platform lowers barriers for banks and asset managers to launch niche ETFs, accelerating product innovation and tapping the growing demand for tokenised, AI‑enhanced investment solutions.

Key Takeaways

• BaFin approved Chartered Investment’s fund platform Opus PRIME.
• Opus PRIME offers white‑label active and thematic ETFs.
• Platform integrates AI, blockchain for tokenised fund units.
• Minimum ETF launch size €15‑20 million, targeting wealth managers.
• B2B2C model serves partners across Europe and emerging markets.

Pulse Analysis

Chartered Investment, a Düsseldorf‑based fintech founded in 2013, secured BaFin’s licence to operate a regulated capital‑management company and launched Opus PRIME, a white‑label ETF platform. The move comes as Europe’s ETF market continues to outpace traditional mutual funds, driven by cost efficiency and investor demand for niche exposure. By offering a turnkey solution for active and thematic index funds, Opus PRIME enables banks, asset managers and product initiators to bring new products to market without building their own infrastructure, accelerating time‑to‑launch and reducing compliance overhead.

The platform’s architecture blends artificial intelligence, blockchain and tokenisation capabilities, allowing partners to issue both conventional UCITS ETFs and digitally native tokenised shares. AI automates prospectus drafting, workflow orchestration and investor‑behaviour analytics, while tokenisation opens the door to fractional ownership on crypto‑friendly exchanges. With a low entry threshold of €15‑20 million, Opus PRIME targets wealth managers seeking thematic exposure without the scale required for traditional launches. This hybrid model promises cost‑effective distribution and the ability to capture the estimated one‑billion crypto‑exchange users who lack regulated investment products.

Chartered Investment’s B2B2C strategy positions it against established white‑label providers such as HANetf, but its digital‑first stack could attract partners that value speed and data‑driven insights. If the first ETF rolls out in Q2 as planned, the firm may set a precedent for integrating AI‑enhanced operations with tokenised finance across Europe, the UK and emerging markets. Success could spur further regulatory dialogue on tokenised ETFs, expand the addressable investor base, and pressure incumbents to modernise their product‑creation pipelines.