Credit Key provides B2B payment solutions that enable merchants to offer instant business credit at the point of sale, allowing buyers to pay now or over time with terms from Net 30 to 12 months. The company focuses on increasing merchant revenue, higher conversion rates, and faster merchant payouts while handling risk and lending processes. It serves multiple B2B sales channels including eCommerce, in-store, and phone/field sales, with a geographic emphasis on the United States. Credit Key also markets card and marketplace offerings to support merchant and borrower needs.