Federal Housing Finance Agency

About Federal Housing Finance Agency

The Federal Housing Finance Agency (FHFA) is an independent U.S. government agency responsible for supervising and regulating the Federal National Mortgage Association (Fannie Mae), the Federal Home Loan Mortgage Corporation (Freddie Mac), and the Federal Home Loan Bank System. It oversees their housing mission and liquidity funding to support housing finance and community investment, operating to ensure these entities function safely and soundly. Since 2008, FHFA has also served as conservator of Fannie Mae and Freddie Mac, guiding policy and oversight through the housing finance system. The agency’s work spans mortgage markets, housing policy, and regulatory actions to maintain stability in the U.S. housing finance system.