Instituto de Crédito Oficial

About Instituto de Crédito Oficial

Instituto de Crédito Oficial is a Spanish public development bank focused on financing projects and liquidity needs of autónomos and pymes through a catalog of ICO products. It operates primarily in Spain, offering lines and instruments designed to support business growth, investment, and resilience for entrepreneurs, SMEs, and corporate clients. The ICO group includes initiatives and affiliated entities that promote financial inclusion, digitalization, and sustainable development across the Spanish economy.