Modern Treasury provides payments infrastructure through APIs that enable money movement, ledgers, and real-time visibility across multiple rails including ACH, RTP, wires, FedNow, and stablecoins. The platform focuses on automating payouts, balance tracking, direct debits, and comprehensive ledgering to support fintechs, marketplaces, and large-scale enterprise payments. Headquartered in San Francisco, the company serves a global client base with pre-built bank integrations and an API-first approach to scale payment operations.
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