Spire is a branded Pay-by-Bank solution at the point of sale that reduces payment costs and unlocks new ways for merchants to drive customer loyalty. It leverages existing card networks (Discover Global Network) to enable seamless in-store, in-app, and digital wallet payments without complex POS integrations. The company focuses on helping merchants transform everyday purchases into loyalty rewards, turning savings into customer-brand moments and boosting basket size and transaction frequency. Spire appears to serve retailers and merchants globally, aiming to power the future of everyday spend while enhancing the checkout experience.