Payment Systems Regulator

About Payment Systems Regulator

The Payment Systems Regulator (PSR) is the UK’s independent financial market regulator responsible for overseeing payment systems to ensure they operate in a way that is accessible, reliable, and fair for users. It promotes competition, innovation, and protection for payment system users, with regulatory oversight of payment systems and services across the United Kingdom. The PSR focuses on governance, consumer protection, and the efficiency of payment infrastructure to support reliable domestic and business payments. Based in the UK, it engages with firms, regulators, and consumers to shape policy, supervision, and enforcement related to payments.