Payments Canada

About Payments Canada

Payments Canada is the operator of Canada’s national payment clearing and settlement infrastructure, overseeing systems, by-laws, rules, and standards to ensure secure and efficient financial transactions. It manages major payment systems including Real-Time Rail, a retail batch payment system, and the High-Value Payment System known as Lynx, along with related payment services and documentation. The organization provides guidance, ISO 20022 resources, and directories for financial institutions, aiming to modernize and secure Canada’s payment ecosystem. Headquartered in Canada, Payments Canada collaborates with financial institutions, regulators, and industry stakeholders to support a reliable national payments landscape.