Point Digital Finance

About Point Digital Finance

Point is a fintech company that enables homeowners to access their home equity through two main options: a Home Equity Investment (HEI) and a Home Equity Line of Credit (HELOC). It provides lump-sum cash in exchange for a share of future home appreciation with no monthly payments for HEI, or a revolving line of credit with monthly payments for HELOC, available to homeowners across the United States. Headquartered in Palo Alto, California, Point partners with homeowners to unlock home wealth while keeping full ownership of the property. The company emphasizes flexible credit requirements, no income thresholds for HEI, and fast funding timelines (often within five days for HELOC and HEI).