Raylo is a consumer financing provider that offers flexible leasing options for mobile devices, laptops, consoles, wearables, and tablets. It specializes in certified refurbished electronics and operates primarily in the United Kingdom, emphasizing upgrade flexibility, eco-friendly choices, and fast delivery. The company is authorized by the Financial Conduct Authority to enter into and broker consumer hire agreements, positioning itself in the consumer finance and device leasing space. Raylo markets itself as affordable, flexible, and planet-friendly, with features like free upgrades, free next-day delivery, and a lifetime warranty across its product catalog.