Step is a fintech mobile app focused on all-in-one personal finance for families and individuals, offering features to borrow, bank, and build credit. The platform emphasizes credit-building, early pay options, direct deposits, rewards, and investing within a single money app. It is headquartered in Palo Alto, California, serving users in the United States with a focus on teen and family banking, savings, and credit management. The app promotes financial independence with no hidden fees and a built-in money education component.