Theorem

About Theorem

Theorem is a fintech company specializing in credit underwriting technology. It builds an underwriting platform and funding network that uses machine learning to assess loan risk and package loans for investors. Operating primarily in the United States, with partnerships for originating lenders and capital markets, Theorem focuses on data-driven, automated underwriting to expand lending origination and financing options. The company highlights its CLIP custom loan integration programs and securitization as a service as part of its technology offerings.