TrueLayer is a fintech company specialising in open banking payments. It operates across Europe, offering a Pay by Bank network that enables merchants to onboard users, accept payments, and make payouts quickly and securely, with a focus on reducing costs and improving conversion. The company emphasizes a cardless payment future, high onboarding speed, real‑time visibility of transactions, and enterprise‑grade security and compliance. TrueLayer positions itself as a leading open banking platform powering faster and safer online payments for merchants and consumers.