Varma

About Varma

Varma is a Finnish mutual pension insurance company that provides statutory occupational pension schemes (TyEL for employees and YEL for self‑employed), retirement benefits, work‑ability management and rehabilitation services, and also acts as a responsible long‑term investor. It serves employers, self‑employed individuals and private pensioners across Finland, offering online self‑service tools for pension calculations, claims and account management.