Mortgage Rates and Banknotes
The episode examines the sharp rise in UK mortgage rates, now above 5% for two- and five-year fixes, and the anxiety this creates for existing homeowners and prospective buyers. Experts Adam French and mortgage advisor Jane King explain how product withdrawals have narrowed options, why borrowers are shifting toward longer fixes for certainty, and offer practical advice on overpaying and maintaining good credit. The show also covers the Bank of England’s likely decision to hold rates, the impact on savings rates, and a new government fraud strategy that, despite substantial funding, has been criticized for insufficient victim focus.
Money Box Live: Student Loan Debate
Money Box Live examines the rising burden of UK student loans, breaking down how tuition and maintenance loans work and the differences between repayment plans, especially the newer Plan 5 versus the older Plan 2. Experts Tom Allingham and Graham Wright explain...
Money Box Life: Working for Longer
The Moneybox Life episode explores the growing trend of people working beyond state pension age, featuring insights from ACAS’s Julie Dennis, Independent Age’s Morgan Vine, and Pensions UK’s Zoe Alexander, alongside real‑life stories from listeners. They discuss why older workers...
Money Box Live: Do Electric Cars Add Up?
In this Money Box Live episode, presenter Felicity Hannah explores the true cost of owning an electric vehicle, from purchase price and charging infrastructure to range anxiety on long trips. Guests Stuart Masson of The Car Expert and Melanie Shufflebotham...
Money Box Live: Inheritance Tax
In this Money Box Live episode, presenter Felicity Hannah and experts Clare Moffat, a pension and tax specialist, and Nina Sperring, a wealth‑protection solicitor, demystify inheritance tax, explaining who must pay it, how the rates are calculated and what thresholds...
Child Benefit and Credit Cards
The episode investigates a widespread HMRC error that suspended Child Benefit for over 60% of eligible parents after mistakenly interpreting travel data as a move abroad, affecting payments worth at least £100 a month. It reveals that 63% of suspensions...
