Finance consultant; plain-English corporate and personal finance concepts, investing, and planning.

There’s a formula that explains wealth inequality, and it has nothing to do with how hard you work. French economist Thomas Piketty studied 200 years of data across 20 countries and found that returns on capital almost always exceed economic growth. We are starting a new series on how the invisible forces of wealth shape our lives. What do you think? Let me know 👇
Most people diversify across stocks and bonds. But ultra-high-net-worth families diversify across something most people never consider, countries, generations, and legal systems. Let me explain…

Hey there, I’m Ben 👋🏻 I’m a financial consultant to millionaires in Singapore and across Southeast Asia. In 2026, I’m building a team of financial consultants. If you’re a client: you’ll see how we think about money. If you’re a consultant: you’ll see the...