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SBI Authenticator App Registration Process 2026 | State Bank of India

The video walks viewers through the end‑to‑end registration of the State Bank of India (SBI) Authenticator app, the bank’s new two‑factor authentication tool for 2026. It begins with downloading the app, granting notification, SMS and call permissions, and confirming the SIM card before proceeding to the terms‑and‑conditions screen. After scrolling to accept the terms, users create a six‑digit MPIN, then add a channel by entering their net‑banking user ID and password. An OTP sent to the registered mobile number validates the channel, and a confirmation popup indicates successful registration. The interface then shows that preferences for UPI Lite, net‑banking, and merchant payments are enabled, with QR‑code authentication replacing traditional OTPs. The presenter demonstrates a live login: instead of receiving an OTP, the net‑banking portal displays a QR code. Scanning it with the Authenticator app triggers an approval request; tapping “Approve” authenticates the session instantly. The app also offers a deregister option, and notes that the legacy SBI Secure OTP app will be discontinued. For customers, this shift means faster, more secure logins and reduced reliance on SMS‑based OTPs, while banks gain a stronger, app‑centric authentication layer that mitigates phishing and SIM‑swap risks.