Financial Fancy | Fractional CFO Strategist
Fractional CFO and finance educator covering grants, planning, and operations for small businesses; posts on financial leadership and FP&A-style practices.
Turn Tax Returns Into Strategic Profit Plans
Another tax season closed. Now the real work begins. We’re not just filing returns… we’re dissecting them. Every client gets a full financial review, identifying leaks, missed opportunities, and strategic moves. Because the goal isn’t to survive tax season. It’s to reduce liability, increase profitability, and plan like a CEO before the next one hits. Do you book a tax planning session too, entrepreneur?
Tap Into These 9 Immediate Grants Now
Stop saying there’s no money out here. Y’all just not tapped in. Here are 9 grants you can apply for RIGHT NOW 👇🏾 ⸻ 1. Building Her Community Grant $5,000 For women building communities, memberships, or courses Apply: freelancingfemales.com/heartbeat If you’re building a community based business… this is low...
Working Capital Determines Survival, Not Growth
Working capital is either funding your growth… or silently killing your business. Most entrepreneurs don’t even realize which side they’re on. Let’s break it down. Working capital = Current Assets – Current Liabilities Simple math. But it tells a powerful story. It answers one question: Can your business survive...
Record Gross Sales, Log Fees as Separate Expense
If you’re using Stripe or Square, this is a CFO conversation. You make a $100 sale. $97 hits your bank. What’s hitting your P&L as revenue? If it’s $97, your reporting is off. Revenue is recorded gross. Fees are recorded separately as an expense. That $3 is...
Four Funding Paths Entrepreneurs Use Before Banks
Most entrepreneurs think funding starts with a bank loan. It usually doesn’t. There are 4 ways businesses actually secure funding before they ever walk into a bank.