Humphrey Yang
Personal finance educator sharing budgeting, investing, credit, and practical money systems.
Prioritize 401k Match, Pay Debt, Then Max Roth
This is the exact order I’d invest my money. The goal here is to optimize your dollars for highest ROI - starting with a 401k match, paying off debt, the Roth IRA, and ending with either maxing out your Roth IRA or investing in a taxable brokerage account. What are your thoughts? Let me know in the comments.
Four Simple Money Habits Beat 80% of Americans
If you do these 4 things with your money, you are ahead of 80% of people: 1️⃣ You can cover a $1,000 emergency (59% of 🇺🇸 can’t!) 2️⃣ You don’t carry a credit card balance 3️⃣ You contribute enough to get the full...
Watch Hidden Errors in Small ETFs, Not Just Giants
The error every ETF has you should be mindful of! While it may not matter on big ETFs like SPY or VOO, it could be meaningful on smaller ETFs.
Common Investing Mistake You Might Be Overlooking
A common investing mistake 👀 are you aware of this? Share your experience in the comments 👇