Matt (MattTheMoneyGuy)
US-focused personal finance education; index fund guidance, credit-building, and investing basics.
Balanced Bitcoin: Happy at Moon, Calm at Zero
My bitcoin philosophy: Own enough that I’d be very happy if it went to the moon, but not enough that I wouldn’t laugh if it went to zero
True Parental Love Means Health and Financial Security
Saying you will die for your kids is performative. If you actually love your kids, you will: ➡️ Stay healthy so you can be with them longer ➡️ Invest your money so they don’t have to support you ➡️ Save and invest...
Regret Buying Low? You’d Have Sold Even Lower.
“If only I bought bitcoin when it was $0.30 😰” Buddy, you would have sold when it hit $0.50

Key Reminders for Navigating Scary Moments
People are scared, I’m getting a lot of DMs. Here are some of my thoughts on things people should be remembering at times like these. - Matt

4 Simple Ways W‑2 Employees Can Lower Taxes
Tax time: The time of the year where your eyes pop out of your head, wondering how you could be paying so much to the government. Fear not, there are SOME things you can do to reduce your tax burden. Yes,...
College Still Boosts Lifetime Earnings, Despite 2026 Debate
Going to college is one of the best things you can do to increase your expected lifetime earnings This is oddly a controversial statement in 2026
Daily One‑Concept Finance Lessons for Overwhelmed Beginners
If personal finance overwhelms you, I hope you find my page I post every day on IG trying to teach you just one new concept. Literally my only goal