Meaningful Money (UK)

How to Spot a Good or Bad Financial Adviser

In this 49‑minute episode, Pete and Roger break down how to differentiate a good financial adviser from a bad one by highlighting red and green flags such as transparent versus evasive fees, evidence‑based advice versus secret "sauce," and calm, fact‑first communication versus urgent, opinion‑driven pitches. They walk listeners through a checklist of behavioural cues—like using plain English, providing written rationales, and respecting the advisory profession—and practical steps, including ignoring unsolicited contacts, verifying credentials, and securing written fee agreements. The hosts also supply key questions to ask during the first meeting and a pressure‑test framework to ensure the adviser’s motives align with the client’s goals. Their expertise in financial literacy equips listeners with a clear, actionable roadmap for vetting advisers before committing.