Planning for Pensions and IHT
In this episode, hosts Roger Engelbert and Peter Liberace discuss the upcoming change on 6 April 2027 that will bring most unused defined‑contribution pension funds back into a person’s estate for inheritance‑tax (IHT) purposes. They trace the history from the original pension‑only‑income model, through the 2006 A‑Day reforms, the 2015 pension freedoms that allowed tax‑free death benefits, and now the reversal that could subject large pension pots to up to 40% IHT plus possible income‑tax on withdrawals. The conversation highlights the practical implications for high‑net‑worth individuals, the need to reassess estate‑planning strategies, and the limited exemptions that remain for spouses, civil partners, death‑in‑service benefits, and charities.
No Bullsh*t Money with Andy Hart
In this episode of Meaningful Money, host Pete talks with long‑time friend and financial‑services veteran Andy Hart about his new book, *No BS Money Advice*. Andy explains that the book focuses on the individual's mindset and behavior rather than technical...
How to Spot a Good or Bad Financial Adviser
In this 49‑minute episode, Pete and Roger break down how to differentiate a good financial adviser from a bad one by highlighting red and green flags such as transparent versus evasive fees, evidence‑based advice versus secret "sauce," and calm, fact‑first...