Recent Posts
Podcast•Feb 24, 2026•19 min
Is It Wise to Gift My Children Money While I'm Alive? Ep#294
In this episode Ryan Morrissey explores the pros and cons of gifting money or assets to adult children while the parents are still alive. He emphasizes assessing one’s own financial health, long‑term care needs, and the purpose of the gift—whether for a home down‑payment, education, debt relief, or business start‑up. Morrissey outlines key tax considerations, including annual gift‑tax exclusions, lifetime exemption limits, and the impact of gifting appreciated assets versus cash or retirement accounts. He also warns about potential family‑dynamic issues and the risk of reducing a child’s motivation to be financially independent.
By Retire With Ryan
Podcast•Feb 17, 2026•17 min
Learn the ABCs of Medicare, Ep293
In this episode Ryan Morrissey breaks down the essentials of Medicare for listeners approaching age 65, covering Parts A, B, C, and D, associated costs, and the critical timing of enrollment to avoid penalties. He explains the differences between original...
By Retire With Ryan