Harvard's $9B Interchange Fee Claim Is Incorrect
A new Harvard report claims credit card interchange fees result in an annual transfer of $9 billion from lower- to higher-income consumers. The report is wrong. Here's why: https://t.co/I2oIrt10rc
X Money's Promise: Why Elon’s Vision Will Falter
Just published a new Fintech Snark Tank post on Forbes: Elon Musk’s X Money: How It Could Win (And Why It Won’t) Hurry up and read it before someone finds a reason to take down the article https://t.co/cirBj5mp6U
Revolut Must Tailor Services for US Market Success
What Revolut Needs To Do To Succeed In The US Digital bank Revolut reported record annual profits and growth in 2025, and recently filed for a US national bank charter. What does it need to do to succeed here? New Fintech Snark...
Stablecoins Threaten Deposits, Payments, and Liquidity for Community Banks
Stablecoins: What Community Banks Need To Know And Do Now Stablecoins won’t disrupt banks overnight, but they will pressure deposit economics, reroute payments value, and introduce new liquidity and operational risks. https://t.co/OZJUTRUWEc
Five Unexpected Companies That Could Acquire PayPal
Who Should Acquire PayPal? 5 Potential Acquirers Nobody’s Talking About PayPal is now considered to be a prime acquisition target. Who besides Stripe would be a good acquirer? Here are 5 potential candidates. Try to keep an open mind. https://t.co/rrD4BdDrG8
Fintech Snark Tank Post on Block Layoffs Removed
Well...my Fintech Snark Tank post on the Block layoffs got taken down. I won't go into the details why, but I've rewritten it (translation: dumbed it down and made it worse). Here's the new link: https://t.co/vpWo7rFf51
Block Turns Cash App Score Into Fintech Data Service
Block’s Credit Score Play: Can Cash App Score Replace FICO? Block announced it’s selling its Cash App Score to third-party lenders. It could be one of the more interesting data-as-a-service businesses in fintech right now. New Fintech Snark Tank post: https://t.co/tItfZdy7IT
2026 Banking Trends: Data-Driven Insights and Bold Opinions
Netscape CEO Jim Barksdale once said, “If we have data, let's look at data. If all we have are opinions, let's go with mine.” I have both--data and opinions--so let's go with mine on both fronts. See the 2026 What's Going...
Capital One's $5.15B Brex Deal: Bargain or Blunder?
Capital One Acquires Brex: A $5 Billion Bargain Or Mistake? Capital One announced it’s acquiring small business banking fintech Brex for $5.15 billion. Is it a good deal? There are pros and cons from both firms' perspectives. https://t.co/n39JbjXMYS
Credit Card Rate Cap: Political Stunt, Not Viable Policy
New #Fintech Snark Tank post: The Proposed Credit Card Interest Rate Cap Is All Politics, No Policy The proposed rate cap is political positioning. The proposal isn't a regulatory certainty and ignores a long list of potentially negative implications. https://t.co/TbGhDBz4hJ