Ryan Graves, CFA, CFP
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Former investment strategist turned advisor; posts practical guidance on investing and portfolio decision‑making with a fundamentals focus.

Social•Apr 5, 2026
Layoffs Stem From Post‑COVID Over‑Hiring, Not AI
The slow job market and headline layoffs are the result of firms over hiring and hoarding of talent in the post-Covid era. CEOs are using AI as an excuse instead of admitting they hired too many people. But this guy has more followers, so idk.
By Ryan Graves, CFA, CFP

Social•Mar 30, 2026
Zero Rates Fueled Stock Surge; Rising Yields Restore Choice
Here's why the last 20(ish) years of stock market returns were so extraordinary, and somewhat predictable. After the 2008 financial crisis, the Fed slashed interest rates to essentially zero and kept them there for years, so cash and bonds paid...
By Ryan Graves, CFA, CFP