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Spiros Margaris

Spiros Margaris

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Venture capitalist and ranked global #1 fintech influencer; focuses on AI, blockchain, and insurtech innovations.

Recent Posts

AI Makes Money Invisible, Predictive, and Automated
Social•Feb 20, 2026

AI Makes Money Invisible, Predictive, and Automated

AI is quietly reshaping our relationship with money. From smarter budgeting and personalized financial advice to embedded finance and real-time credit decisions, AI is changing how we spend, save and invest. As open banking and fintech accelerate, money is becoming more invisible, more predictive and increasingly automated. https://t.co/pXTdoUokxT @ConversationUK @ConversationUS

By Spiros Margaris
AI Platforms Must Prioritize Trust Over Ad Revenue
Social•Feb 18, 2026

AI Platforms Must Prioritize Trust Over Ad Revenue

Perplexity is stepping away from advertising, arguing that trust matters more than short-term revenue. As AI platforms become primary sources of answers and decisions, even subtle commercial influence can undermine credibility. The real monetization challenge in AI isn’t scale. It’s building sustainable...

By Spiros Margaris
Legacy Banks' Failures Fuel $1.3T Debt Fintech Surge
Social•Feb 18, 2026

Legacy Banks' Failures Fuel $1.3T Debt Fintech Surge

$1.3 trillion in credit card debt. An all-time high. One unicorn CEO says his fintech wouldn’t even exist if traditional banks had served customers better. When legacy systems fail to manage risk, transparency and affordability, disruption isn’t optional. It’s inevitable. https://t.co/b072MMXcSy @fortunemagazine...

By Spiros Margaris
FinTechs Become Latin America’s SME Financial Operating System
Social•Feb 18, 2026

FinTechs Become Latin America’s SME Financial Operating System

Latin America’s small businesses don’t lack ambition. They lack liquidity. FinTechs are stepping in to close persistent cash flow gaps with smarter underwriting, real-time data and embedded finance solutions. The real opportunity isn’t just lending. It’s becoming the financial operating system for...

By Spiros Margaris
AI Becomes Invisible Backbone of Global Systems
Social•Feb 18, 2026

AI Becomes Invisible Backbone of Global Systems

AI has moved beyond experimentation. It is no longer an add-on or productivity boost. It is becoming the invisible backbone of healthcare, education, finance and public systems. What we are witnessing is not another tech cycle, but the construction of a new...

By Spiros Margaris

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