Talk Cents
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Fintech/banking analyst writing on payments, banking M&A, digital banking strategy, and regulation (e.g., South Africa, Capitec/Walletdoc).
Recent Posts
Social•Feb 22, 2026
Federal Reserve Born From Private Politicians' Secret Meeting
The Creature from Jekyll Island is a must read book. It helps you understand the creation of the federal reserve banking system in the states. The truth is that, The U.S. central banking system was conceived in private by a small group of politicians and financiers.
By Talk Cents
Social•Feb 14, 2026
South Africa's Record Real Rates Prompt Slow, Steady Cuts
South African rates are restrictive. The real policy rate is the highest it’s been in 20 years, and they expect growth. They are suffocating the economy with high real rates. However, we can expect more rate cuts throughout the year,...
By Talk Cents