Individual creator explaining government bonds and T‑bills, access channels, and practical fixed‑income basics.

TREASURY BILLS & GOVERNMENT BONDS Low-risk, government-backed securities. In Nigeria, buy FGN Savings Bonds or Treasury Bills through the CBN portal or apps like Chaka, Bamboo, or Cowrywise (minimum ₦10,000). Returns typically 12-18% annually. Other African countries offer similar products through their central banks. Simply register on the platform, fund your account, and select your preferred tenor.