New Chase 9 YEAR Bonus Rule? + EASY Marriott Points
•February 12, 2026
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Why It Matters
Understanding these evolving bonus rules and promotional offers lets consumers maximize credit‑card rewards and high‑yield banking options, directly impacting travel savings and portfolio returns.
Key Takeaways
- •Chase may allow Sapphire bonus after nine-year wait.
- •Marriott promo grants 2,500 points and elite night per brand stay.
- •Register by April 26 to earn points from Feb 25–May 10.
- •Robinhood expands banking product beyond ultra‑wealthy with 3.5% APY.
- •Built Dining adds three extra points per dollar at participating restaurants.
Summary
The video covers three timely credit‑card and banking updates: a suspected new nine‑year “lifetime” rule for Chase Sapphire welcome bonuses, a limited‑time Marriott Bonvoy promotion that adds points and elite nights, and Robinhood’s broader rollout of its banking product alongside the Built Dining rewards program.
Ben Hedges explains that Chase’s fine‑print now says the bonus “may not be available” rather than “will not,” and Reddit users have reported receiving a new Sapphire Reserve bonus after a six‑year gap, suggesting a nine‑year waiting period may reset eligibility. He also details the Marriott offer—2,500 points and one elite night per brand stay, registration through April 26, and qualifying stays from Feb 25 to May 10. Finally, Robinhood is inviting more customers to its private‑banking service, promising 3.5% APY on savings and up to $2.5 million FDIC coverage, while the Built Dining program adds three extra points per dollar at participating restaurants.
A Reddit post cited a user who earned a 50,000‑point Reserve bonus in 2017, downgraded, and reclaimed a Preferred bonus in 2023, then secured another Reserve bonus without a pop‑up, illustrating the rule’s flexibility. Marriott’s promo language emphasizes “per stay, not per night,” rewarding cross‑brand bookings. Robinhood’s CEO, on the latest earnings call, confirmed 25,000 banking customers and plans to extend the 3.25%‑plus APY to checking accounts.
For frequent travelers and points chasers, the potential nine‑year reset could unlock additional high‑value Sapphire bonuses, while the Marriott promotion offers a low‑effort path to elite status. Robinhood’s expanded banking suite and Built’s dining multiplier provide new yield opportunities for cash‑rich consumers, underscoring a broader industry shift toward integrating banking, rewards, and fintech services.
Original Description
Marriott promo: https://www.marriott.com/loyalty/promotion.mi?promotion=SH26
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