Webinar Preview: Retirement Plan Options for Small Businesses

Why It Matters

Equipping advisors with precise retirement‑plan knowledge enables small businesses to adopt compliant, cost‑effective savings solutions, driving employee retention and long‑term financial health.

Key Takeaways

• Simplified Employee Pension IRAs offer low‑cost, tax‑deferred savings.
• SIMPLE IRA plans suit businesses with ≤100 employees and modest contributions.
• 401(k) options provide higher limits but require more administrative oversight.
• Employer contribution formulas differ by plan type and employee compensation.
• Understanding entity type is crucial for correct deduction handling.

Summary

The NATP webinar preview focuses on equipping advisors with a clear roadmap to navigate retirement‑plan choices for small‑business clients. It outlines the most common options—SEP IRAs, SIMPLE IRAs, and various 401(k) designs—highlighting each plan’s eligibility criteria, contribution limits, and administrative demands.

Attendees will learn how to calculate employer contributions, manage tax deductions, and align plan responsibilities with the client’s entity structure (sole proprietorship, partnership, or corporation). The session also contrasts the simplicity of SEP and SIMPLE plans against the higher contribution potential and compliance complexity of 401(k)s, providing side‑by‑side comparisons.

The presenter emphasizes practical application, noting that “by the end of the session you’ll have a clearer understanding of how these plans function in real client scenarios.” Sample case studies illustrate how a $250,000 revenue LLC might favor a SIMPLE IRA, while a rapidly scaling tech startup could justify a 401(k) with profit‑sharing.

For advisors, mastering these distinctions translates into faster, more confident client conversations and reduced risk of mis‑filing. Small businesses benefit from selecting a plan that matches cash flow, employee expectations, and long‑term retention goals, ultimately strengthening their competitive position.

Original Description

Equip yourself with retirement plan facts and figures so your clients can confidently decide on the optimal retirement plan for their small business. Participants analyze the major tax-advantaged retirement options for small employers and owner-operators, address employer funding and matching requirements, and explore compliance responsibilities, presented by entity type.

Live webinars:

May 14: https://www.natptax.com/events-education/catalog/retirement-plan-options-for-small-businesses-webinar-may-14-2026/

Sept. 22: https://www.natptax.com/events-education/catalog/retirement-plan-options-for-small-businesses-webinar-sept-22-2026/

On-demand webinar: https://www.natptax.com/events-education/catalog/2026-retirement-plan-options-for-small-businesses-on-demand-webinar/