Eirion Risk Underwriters Launches Construction Professional Liability Program

Key Takeaways

• Eirion introduces CPL program with up to $10 million per claim
• A+ XV-rated capacity provided by Beazley through Lloyd’s of London
• Continuity of Coverage provision eases claim reporting for long‑term insureds
• Program includes annual, project‑specific CPPL and Owner’s Protective Indemnity
• Nationwide rollout via select wholesale and retail construction brokers

Pulse Analysis

The construction sector is increasingly exposed to professional‑liability risks as contractors assume design, engineering and project‑management responsibilities traditionally handled by architects or consultants. Insurers have responded by expanding specialty products, yet many offerings still lack the depth needed for complex, multi‑year builds. Eirion’s new Construction Professional Liability program arrives at a time when contractors seek coverage that mirrors the evolving scope of their work, providing a tailored suite of policies that address both routine and project‑specific exposures.

Backing the program is an A+ XV‑rated capacity arrangement with Beazley, one of Lloyd’s most active underwriters in the professional‑liability space. This high‑capacity endorsement enables Eirion to offer limits of up to $10 million per claim, a level that exceeds many boutique programs and aligns with the larger contracts driving today’s infrastructure boom. The optional follow‑form excess layers further allow insureds to scale protection without renegotiating primary terms, a flexibility that is especially valuable for firms pursuing multi‑project portfolios.

Perhaps the most innovative element is the Continuity of Coverage provision, which grants insureds leeway in reporting claims when they maintain uninterrupted coverage. This reduces administrative friction and encourages long‑term relationships between brokers, carriers and contractors. By launching the program through a network of specialized wholesale and retail brokers, Eirion ensures that expertise in construction risk reaches end‑users nationwide, potentially setting a new benchmark for professional‑liability solutions in the built environment.