Today's Insurance Pulse
Updated 2h ago
EU proposes $70B natural catastrophe insurance pool backed by loan backstop
The European Insurance and Occupational Pensions Authority and the European Stability Mechanism have proposed a premium‑financed, EU‑wide natural catastrophe insurance pool backed by a loan‑based backstop of up to €65 bn (about $70 bn). The scheme is designed to diversify risk across countries and perils and to shrink the current property protection gap, which leaves roughly 75 % of exposure uninsured.
Also developing:
Federal Judge Dismisses Anthem's No Surprises Act Lawsuit, Delivering Win for 20,000 Providers
A federal magistrate in California dismissed Anthem Blue Cross's lawsuit targeting HaloMD and dozens of California providers, citing a lack of legal basis. The ruling upholds the No Surprises Act’s independent dispute‑resolution mechanism, a safeguard for roughly 30 million patients and nearly 20,000 healthcare providers.
CMS Proposes 2.4% Medicare Boost for Inpatient Hospitals and Mandatory Joint‑replacement Model
The Centers for Medicare & Medicaid Services (CMS) announced a 2.4% increase in net payment rates for inpatient hospitals in fiscal year 2027, translating to roughly $1.4 billion more for acute‑care facilities. At the same time, CMS floated its first nationwide...
Fed Demands Detailed Private‑Credit Data From Top Banks, Targeting $1.8 T Market
The Federal Reserve has asked America’s largest banks to submit detailed information on their private‑credit holdings, a move aimed at gauging stress in the $1.8 trillion private‑credit market. The request follows a wave of redemptions from private‑credit funds and rising defaults,...

InsurTech NY: Pliant on Automating Payouts and Fighting Insurance Fraud with Virtual Cards
The video spotlights Pliant’s fintech solution that issues virtual Visa cards to automate a wide range of insurance payouts—adjustments, refunds, benefits and reimbursements—directly into core platforms. Presented at InsurTech New York, the platform is positioned as a bridge between traditional...
OneAmerica's Jeff Levin Flags Demographic Surge Driving Long-Term Care Insurance Demand
Jeff Levin, senior executive at OneAmerica Financial, told Broadcast Retirement Network that the next decade will be an inflection point for long‑term care (LTC) insurance as baby boomers turn 80 and Gen X reaches 60. He highlighted that 54% of adults...
Pet Owners Urged to Secure Insurance Immediately After Adoption
Industry analysts and veterinarians warn that new pet owners should purchase pet insurance before their first veterinary appointment. A Healthy Paws study shows average annual pet expenses of $4,272 and total lifetime costs over $50,000, while 90% of insurance complaints...
Florida Appeals Court Order Forces Medicaid Staffing Boost, Tightening State Budgets
A federal appeals court mandated that Florida increase Medicaid‑funded home care for medically complex children, requiring 90% private‑duty nursing and an independent monitor. The order adds billions in projected costs and comes as the state grapples with a severe nursing‑staff...

Wtp Shifts Pension Accountability to Insurers
Kidbrooke’s analysis highlights that the Dutch Wet toekomst pensioenen (Wtp) transfers legal responsibility for pension transition communications from advisers and employers to insurers. Under the legacy defined‑benefit model, participants relied on trust, but the new defined‑contribution framework demands individualized explanations...
Insurteam Raises $1.3m to Expand MGA Ops in Europe
Swiss InsurTech Insurteam closed a $1.3 million round to accelerate its Managing General Agent (MGA) rollout across Europe. The capital will fund the deployment of its AI‑driven platform that can slash claim‑handling costs by up to 80% and shrink processing times...

EU Nat Cat Insurance Pool Could Be Enhanced by Cat Bonds and ILS: EIOPA / ESM Paper
The European Insurance and Occupational Pensions Authority (EIOPA) and the European Stability Mechanism (ESM) have proposed a premium‑financed, EU‑wide natural catastrophe insurance pool backed by a loan‑based backstop of up to €65 bn (about $70 bn). The pool would diversify risk across...
Landslides Profit Politicians, Devastate Homeowners
#Landslides: good for pols, bad for homeowners. Dealing w/no power, windows that won't shut, split floors. Also #WSJ newsletter tackles #Cranston, #Herjavic, #Ozzy. #realestate #CRE #mortgage #CA #IMPei #FEMA #RanchoPalosVerdes https://t.co/Ms51DXCjfr via @WSJ
Memorial Hermann Restores In‑Network Status with Blue Cross Blue Shield of Texas
Memorial Hermann Health System and Blue Cross Blue Shield of Texas (BCBSTX) announced a new agreement that puts all Memorial Hermann facilities back in network for BCBSTX Commercial and Blue Advantage Marketplace members. The deal ends a stalemate that began...
Southwest Limits Passengers to One Power Bank per Flight Amid Safety Concerns
Southwest Airlines announced that, beginning April 20, 2026, each passenger may bring only one lithium‑battery power bank on board and may not charge it in‑seat or store it in overhead bins. The move follows a series of lithium‑battery incidents reported...

How PCS Integrates Contributor, Verisk, and Public Data to Define Industry Losses: White
Property Claim Services (PCS), Verisk’s specialist unit for industry loss estimates, detailed its methodology for designating and quantifying U.S. tropical cyclones, severe thunderstorms and winter storms. The process blends data from roughly 150 contributor insurers, Verisk’s own claims databases, and...

Visa’s Neat Deal and Other Digital Transactions News Briefs From 4/13/26
Visa has teamed with insurance‑tech firm Neat to let European cardholders file digital claims, expanding its value‑added services. Repay Holdings defended its $372 million purchase of Kubra Data Transfer after investor Veradace Partners called the deal misguided. Klarna announced support for...
How Fleets Make Safety Stick Beyond Annual Training
Carriers are moving beyond once‑a‑year safety classes to embed continuous, injury‑focused training, ergonomic coaching, and real‑time communication into daily operations. Rising workers‑comp costs—now comparable to vehicle‑crash expenses—make injury prevention a direct profitability driver. Companies like Pitt Ohio have slashed strain...