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Today's Insurance Pulse

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EU proposes $70B natural catastrophe insurance pool backed by loan backstop

The European Insurance and Occupational Pensions Authority and the European Stability Mechanism have proposed a premium‑financed, EU‑wide natural catastrophe insurance pool backed by a loan‑based backstop of up to €65 bn (about $70 bn). The scheme is designed to diversify risk across countries and perils and to shrink the current property protection gap, which leaves roughly 75 % of exposure uninsured.

CMS Proposes 2.4% Medicare Boost for Inpatient Hospitals and Mandatory Joint‑replacement Model
NewsApr 14, 2026

CMS Proposes 2.4% Medicare Boost for Inpatient Hospitals and Mandatory Joint‑replacement Model

The Centers for Medicare & Medicaid Services (CMS) announced a 2.4% increase in net payment rates for inpatient hospitals in fiscal year 2027, translating to roughly $1.4 billion more for acute‑care facilities. At the same time, CMS floated its first nationwide...

By Pulse
Fed Demands Detailed Private‑Credit Data From Top Banks, Targeting $1.8 T Market
NewsApr 14, 2026

Fed Demands Detailed Private‑Credit Data From Top Banks, Targeting $1.8 T Market

The Federal Reserve has asked America’s largest banks to submit detailed information on their private‑credit holdings, a move aimed at gauging stress in the $1.8 trillion private‑credit market. The request follows a wave of redemptions from private‑credit funds and rising defaults,...

By Pulse
InsurTech NY: Pliant on Automating  Payouts and Fighting Insurance Fraud with Virtual Cards
VideoApr 13, 2026

InsurTech NY: Pliant on Automating Payouts and Fighting Insurance Fraud with Virtual Cards

The video spotlights Pliant’s fintech solution that issues virtual Visa cards to automate a wide range of insurance payouts—adjustments, refunds, benefits and reimbursements—directly into core platforms. Presented at InsurTech New York, the platform is positioned as a bridge between traditional...

By FF News | Fintech Finance
OneAmerica's Jeff Levin Flags Demographic Surge Driving Long-Term Care Insurance Demand
NewsApr 13, 2026

OneAmerica's Jeff Levin Flags Demographic Surge Driving Long-Term Care Insurance Demand

Jeff Levin, senior executive at OneAmerica Financial, told Broadcast Retirement Network that the next decade will be an inflection point for long‑term care (LTC) insurance as baby boomers turn 80 and Gen X reaches 60. He highlighted that 54% of adults...

By Pulse
Pet Owners Urged to Secure Insurance Immediately After Adoption
NewsApr 13, 2026

Pet Owners Urged to Secure Insurance Immediately After Adoption

Industry analysts and veterinarians warn that new pet owners should purchase pet insurance before their first veterinary appointment. A Healthy Paws study shows average annual pet expenses of $4,272 and total lifetime costs over $50,000, while 90% of insurance complaints...

By Pulse
Florida Appeals Court Order Forces Medicaid Staffing Boost, Tightening State Budgets
NewsApr 13, 2026

Florida Appeals Court Order Forces Medicaid Staffing Boost, Tightening State Budgets

A federal appeals court mandated that Florida increase Medicaid‑funded home care for medically complex children, requiring 90% private‑duty nursing and an independent monitor. The order adds billions in projected costs and comes as the state grapples with a severe nursing‑staff...

By Pulse
Wtp Shifts Pension Accountability to Insurers
NewsApr 13, 2026

Wtp Shifts Pension Accountability to Insurers

Kidbrooke’s analysis highlights that the Dutch Wet toekomst pensioenen (Wtp) transfers legal responsibility for pension transition communications from advisers and employers to insurers. Under the legacy defined‑benefit model, participants relied on trust, but the new defined‑contribution framework demands individualized explanations...

By Fintech Global
Insurteam Raises $1.3m to Expand MGA Ops in Europe
NewsApr 13, 2026

Insurteam Raises $1.3m to Expand MGA Ops in Europe

Swiss InsurTech Insurteam closed a $1.3 million round to accelerate its Managing General Agent (MGA) rollout across Europe. The capital will fund the deployment of its AI‑driven platform that can slash claim‑handling costs by up to 80% and shrink processing times...

By Fintech Global
EU Nat Cat Insurance Pool Could Be Enhanced by Cat Bonds and ILS: EIOPA / ESM Paper
NewsApr 13, 2026

EU Nat Cat Insurance Pool Could Be Enhanced by Cat Bonds and ILS: EIOPA / ESM Paper

The European Insurance and Occupational Pensions Authority (EIOPA) and the European Stability Mechanism (ESM) have proposed a premium‑financed, EU‑wide natural catastrophe insurance pool backed by a loan‑based backstop of up to €65 bn (about $70 bn). The pool would diversify risk across...

By Artemis (ILS/cat bonds)
Landslides Profit Politicians, Devastate Homeowners
SocialApr 13, 2026

Landslides Profit Politicians, Devastate Homeowners

#Landslides: good for pols, bad for homeowners. Dealing w/no power, windows that won't shut, split floors. Also #WSJ newsletter tackles #Cranston, #Herjavic, #Ozzy. #realestate #CRE #mortgage #CA #IMPei #FEMA #RanchoPalosVerdes https://t.co/Ms51DXCjfr via @WSJ

By David Levitt
Memorial Hermann Restores In‑Network Status with Blue Cross Blue Shield of Texas
NewsApr 13, 2026

Memorial Hermann Restores In‑Network Status with Blue Cross Blue Shield of Texas

Memorial Hermann Health System and Blue Cross Blue Shield of Texas (BCBSTX) announced a new agreement that puts all Memorial Hermann facilities back in network for BCBSTX Commercial and Blue Advantage Marketplace members. The deal ends a stalemate that began...

By Pulse
Southwest Limits Passengers to One Power Bank per Flight Amid Safety Concerns
NewsApr 13, 2026

Southwest Limits Passengers to One Power Bank per Flight Amid Safety Concerns

Southwest Airlines announced that, beginning April 20, 2026, each passenger may bring only one lithium‑battery power bank on board and may not charge it in‑seat or store it in overhead bins. The move follows a series of lithium‑battery incidents reported...

By Pulse
How PCS Integrates Contributor, Verisk, and Public Data to Define Industry Losses: White
NewsApr 13, 2026

How PCS Integrates Contributor, Verisk, and Public Data to Define Industry Losses: White

Property Claim Services (PCS), Verisk’s specialist unit for industry loss estimates, detailed its methodology for designating and quantifying U.S. tropical cyclones, severe thunderstorms and winter storms. The process blends data from roughly 150 contributor insurers, Verisk’s own claims databases, and...

By Artemis (ILS/cat bonds)
Visa’s Neat Deal and Other Digital Transactions News Briefs From 4/13/26
NewsApr 13, 2026

Visa’s Neat Deal and Other Digital Transactions News Briefs From 4/13/26

Visa has teamed with insurance‑tech firm Neat to let European cardholders file digital claims, expanding its value‑added services. Repay Holdings defended its $372 million purchase of Kubra Data Transfer after investor Veradace Partners called the deal misguided. Klarna announced support for...

By Digital Transactions
How Fleets Make Safety Stick Beyond Annual Training
NewsApr 13, 2026

How Fleets Make Safety Stick Beyond Annual Training

Carriers are moving beyond once‑a‑year safety classes to embed continuous, injury‑focused training, ergonomic coaching, and real‑time communication into daily operations. Rising workers‑comp costs—now comparable to vehicle‑crash expenses—make injury prevention a direct profitability driver. Companies like Pitt Ohio have slashed strain...

By Transport Topics – Technology