Today's Wealth Management Pulse
Updated 2h ago
Inflation Forces Older Workers to Rethink Retirement Plans
A LiveCareer survey of 878 U.S. workers aged 50 and older found that 91% say inflation or tariff concerns have reshaped their retirement outlook. Three‑quarters are postponing retirement, while 61% are regularly tapping retirement accounts to meet current expenses. Healthcare costs top the list of worries, cited by 55% of respondents.
SCHD, XOP and EWY Outpace S&P 500 in 2026 as Value, Energy and Korean Themes Surge
The Schwab U.S. Dividend Equity ETF (SCHD), State Street SPDR S&P Oil & Gas Exploration & Production ETF (XOP) and iShares MSCI South Korea ETF (EWY) have each posted returns above the S&P 500 in 2026. Their outperformance stems from a market rotation toward value, dividend‑heavy and defensive stocks, a structural energy tailwind and South Korea’s expanding semiconductor role.
Small Fees Turn $10k Into $180k Difference
This chart shows the growth of $10k over 50 years with a 7% return vs a 7% return minus a 2% fee (high AUM, fees, etc) Difference is ~$180k on just $10k initial investment Please pay attention to fees
Brandy Maben: Put SpaceX in Your Roth? Here's How the Wealthy Do It #Roth
Brandy Maben explains how both novice and affluent investors can leverage Roth accounts to maximize tax‑efficient growth. She advises young earners to allocate roughly half of their 401(k) contributions to a traditional pre‑tax option and the other half to the...
Three Simple ETF Strategies: Income, Dividends, Growth
If you want income, buy: $JEPQ $QQQI $JPC $HYB If you want Dividend growth, buy: $SCHD $SPHD $SPYD $PEY If you want stock growth, buy: $VOO $SCHG $QQQ $VGT Don’t overcomplicate it
Stick to VOO, Skip Random Stock Speculation
I don’t know who needs to hear this but STOP buying random individual stocks if you don’t know what you’re doing Just buy $VOO and chill
Behind the Ticker AVRY
Avory and Company, a Miami‑based investment firm celebrating its 10‑year anniversary, launched the Avory Foundational ETF (AVRY) in January 2025. The ETF follows Avory’s "investing forward" philosophy, targeting 20‑30 high‑conviction stocks in sectors deemed foundational to the future, such as...
Upgrade 40% Bond Allocation with Active Defense
The 60/40 portfolio needs an upgrade on the 40 side. Static bond allocations don't position well in credit events. $JOJO adds an active layer of defense. https://t.co/r7U1174Vtd
Digital Creators Can Now Receive Tax‑free Tips
Instead of getting paid as a tax advisor, can you earn tax-free tips as a "tax-fluencer"? Final Treasury Regulations include "no tax on tips" for digital content creators, such as streamers, online video creators, social media influencers, and podcasters. https://t.co/FyI6F9noBQ
They Were Burned by a Bad Financial Advisor. Can They Recover?
In the Money Guy Show episode, hosts Brian Preston (CFP®, CPA) and Bo Hanson (CFA®, CFP®) dissect a case where investors suffered losses after trusting a negligent financial advisor. They outline how the victims discovered the advisor’s misconduct, the immediate...
Social Security Trust Fund Yields $58 Billion a Year on $2.5 Trillion Portfolio
Social Security’s Old Age and Survivors Insurance trust holds $2.3 trillion and the Disability Insurance trust $230 billion, together generating roughly $58 billion a year at a 2.52% average yield. The low‑yield, government‑only portfolio and rising program deficits put pressure on wealth managers...
Schwab Flags Fatal Flaw in 4% Retirement Withdrawal Rule
Charles Schwab’s Center for Financial Research released a study that dismantles the long‑standing 4% withdrawal rule, citing six structural problems. The firm recommends retirees adopt a confidence‑based approach, aiming for 75%‑90% certainty rather than near‑100% safety.
Nine in Ten Older US Workers Say Inflation Is Reshaping Their Retirement Plans
A LiveCareer survey of 878 U.S. workers aged 50 and older found that 91% say inflation or tariff concerns have reshaped their retirement outlook. Three‑quarters are postponing retirement, while 61% are regularly tapping retirement accounts to meet current expenses. Healthcare...
Citi Arms Wealth Advisors With 4 AI Tools to Cut Busywork
Citi has introduced four AI-powered tools across its wealth division to streamline data handling and advisory workflow. Portfolio Intelligence, a client‑facing platform, aggregates positions, performance metrics and market insights and is live for North American private‑bank clients, with a global...
3 Things Crypto Investors Can Do Now to Make 2027 Tax Reporting Easier
Approximately 70 million Americans now hold cryptocurrency, yet only half understand its tax obligations. The IRS is tightening enforcement, and starting in 2027 centralized exchanges will be required to report cost‑basis data directly to the agency. Andrew Duca of Awaken Tax...
Employees Can Invest Alternative Assets Into Their 401(k)s. Here's What to Know
The U.S. Department of Labor has proposed a safe‑harbor rule that would let 401(k) plans offer alternative assets such as private equity, real estate and cryptocurrencies. The rule, issued under Executive Order 14330, aims to shield plan sponsors from fiduciary liability...
Turn Savings Into Liquidity, Then Focus Your Efforts
If you're interested and driven, why look anywhere else? Build a healthy level of cash savings so liquidity is an asset instead of a liability. Then focus your efforts here: https://t.co/9UnC3uiLu6
The 2025 Tax Changes Could Save Small-Business Owners Thousands—If You Know Where to Look
The 2025 tax package delivers the most substantial overhaul for U.S. entrepreneurs since 2017, targeting sole proprietors, LLCs and S‑corporations. It widens tax brackets, expands the SALT deduction to $40,000 and makes the qualified business income deduction permanent. Additional generous...
Mega Backdoor Roth Gains Traction, Offering Up to $72K Extra Savings for High Earners
Financial writers are spotlighting the mega backdoor Roth as a fast‑growing option for high‑income earners. The method lets participants funnel up to $72,000 a year into a Roth account by using after‑tax 401(k) contributions and in‑service conversions, bypassing traditional income...
