XEQT vs VEQT vs ZEQT: Why XEQT Looks Like the Winner
The Canadian market now offers three flagship all‑equity ETFs—iShares XEQT, Vanguard VEQT and BMO ZEQT—each bundling U.S., Canadian, European and emerging‑market stocks. Back‑tested data shows XEQT slightly outpacing the others, but this edge relies on a fixed U.S. equity weighting assumption. Over the past 20 years U.S. equities delivered the strongest regional returns, inflating XEQT’s historical performance. The analysis warns investors to look beyond headline returns and consider drawdowns and allocation methodology when choosing a core portfolio fund.
Portfolio Update – 04/20/2026 (All-Time High)
The investor’s portfolio reached a new all‑time high, posting a 22.0% gain year‑to‑date, far outpacing the S&P 500’s 4.2% rise. Returns since inception in January 2024 total +559.8%, with 2024 delivering +173.0% and 2025 +98.1%. The performance comes without options or leverage,...
6 Financial Tools Nobody Taught You in School (But You Really Need to Know)
The article outlines six essential financial tools—savings accounts, bonds, stocks, bank wealth‑management products, mutual funds/ETFs, and insurance—explaining how each works, its risk‑return profile, and ideal use cases. It emphasizes that most people lack formal education on money management, leading to...
Blackstone’s “Advisor Pulse” Survey: 90% of Financial Advisors Double Down on Alternatives:
Blackstone’s latest Advisor Pulse survey shows that 90% of U.S. financial advisors are either maintaining or increasing their exposure to alternative investments despite volatile public markets. The data signals a structural shift away from the traditional 60/40 equity‑bond mix toward...
3 High-Conviction Assets to Accumulate in 2026
The author warns that both equities and crypto are entering a corrective summer phase, with the S&P 500 likely topping near 6,100 points before a typical 4.5‑year cycle pullback of 20% or more. In this bear‑market backdrop, the post highlights...
Adviser Links: Shadow Advisers
Charles Schwab is rolling out a $5 block‑trade fee and AI‑driven client agents in June, while expanding its Pledged Asset Line lending to 45 RIAs. Wealth.com announced a $65 million Series B round led by Schwab, and OpenAI acquired Hiro Finance to...
What to Do After Losing Money on a Real Estate Investment
The article guides investors who have lost money in a passive real‑estate syndication through a practical recovery roadmap. It first urges investors to determine whether the asset is merely distressed or a total loss, as this drives tax treatment and...
The Market Is a Great Guru: Vinod Sethi on The Long Game
Vishal Khandelwal has launched a new hardcover, *The Long Game*, featuring reflections from thirty veteran investors on patience, process, and compounding wealth over decades. Simultaneously, his YouTube series *The One Percent Show* is rebranded as *The Long Game* to better...
Is FIRE Feasible? Explaining The “Financial Independence, Retire Early” Movement
The Financial Independence, Retire Early (FIRE) movement encourages savers to amass enough assets to quit work decades before the traditional retirement age. Its core formula combines aggressive saving—often 50‑70% of income—with the 4% withdrawal rule, which implies a portfolio 25...
The Ticking Clock
The article outlines how major asset classes perform across the Global Liquidity cycle. Equities tend to rise when liquidity expands, while cash dominates during contractions. Commodities typically peak in the late‑cycle, and long‑term bonds excel at the trough. The piece...
The 4 Pillars I Used To Build Wealth (Not Luck, Not Hype)
Clever Girl Finance outlines four pillars—earned income, investing, real estate, and entrepreneurship—as a systematic approach to building wealth, emphasizing starting with one pillar and layering others over time. The article stresses that wealth is not luck but a structured, consistent...
Prompting Your Way to the Beach (Using Just 10 Prompts)
The post introduces a 10‑prompt framework that helps solo entrepreneurs reverse‑engineer their ideal retirement lifestyle before calculating a lump‑sum target. By asking detailed lifestyle questions first, the method produces a concrete monthly cash‑flow estimate, which then informs a tax‑advantaged business...
Staying Rational
Adam Grossman argues that investors should anchor decisions in intrinsic value rather than short‑term market noise. He notes the U.S. stock market’s historical P/E of about 16, meaning a full‑year earnings loss would only shave roughly 6% off a company’s...
Index Investing In China
The article breaks down the fragmented landscape of Chinese equity markets, explaining that investors must choose among multiple exchanges—Hong Kong, Shanghai, and Shenzhen—each with its own flagship index. By analyzing seven major indices as of April 14 2026, the author shows stark...
Housing Is Not an Afterthought in Retirement
Housing is often sidelined in retirement planning, even though it is most retirees' largest asset. The article stresses that a home serves both as a place to live and a financial lever that can fund spending, reduce risk, or preserve...