Should You Still Trust US Stocks? + Leaving Corporate America in Your 20s
The host argues that investors with a 20‑year or longer horizon should prioritize diversification by investing in broad, low‑cost index funds rather than trying to pick individual winners. A long time horizon allows them to tolerate market volatility and consider higher‑risk alternatives like private equity or venture‑capital funds, which younger investors can absorb but older investors cannot. The episode also touches on the broader theme of leaving corporate America in your 20s, suggesting that early career moves can free up capital and flexibility for these diversified, long‑term strategies.
Investors Haven't 'Planned for Enough,' Particularly with Inflation
In this episode of Money Life, host Chuck Jaffe interviews veteran financial educator Paul Merriman and Ameriprise’s Dina Healy to explore why many investors are under‑prepared for inflation and other economic shocks. Merriman shares his long‑term, low‑maintenance portfolio philosophy, emphasizing...
Income Annuities in Retirement: EDU #2621
In this episode, Jim Saulnier and Chris Stein dissect income annuities, clarifying their role as insurance products that can provide a guaranteed lifetime income stream for retirees. They explain the concept of the "minimum dignity floor"—essential expenses that must be...
Can You Oversimplify Your Pensions? Part 1
In this episode of Meaningful Money, Pete Matthew and Roger Weeks dissect the pros and cons of consolidating pensions and investment accounts, responding to a detailed listener query. They explore the emotional pull of simplification, the varied types of pension...
Modern Family Offices and Private Trust Companies: A Creative Use of Purpose Trusts
In this episode, ACTEC Fellow Benita Park explains how purpose trusts can be used to own and govern modern family offices and private trust companies, offering a neutral, mission‑driven ownership structure that promotes continuity and family harmony across generations. She...
What Is The Required Minimum Distribution On A $1,000,000 Retirement Account, #307
In episode 307, Ryan Morrissey explains how required minimum distributions (RMDs) work, using a listener’s $1 million IRA as a case study. He details the calculation method—dividing the prior‑year balance by the IRS life‑expectancy factor (26.5 for a 73‑year‑old, yielding about...
Introducing Your Next Dollar: Money Management for High Earners
In this brief episode, the hosts introduce "Your Next Dollar," a new podcast aimed at high earners seeking smarter money management. They outline the show's focus on navigating equity compensation, complex tax issues, strategic spending, investing, housing decisions, and maximizing...
Are You Receiving Your Full Spousal Social Security Benefit? #306
In this episode Ryan Morrissey explains how spousal Social Security benefits work, including eligibility rules, reduction factors for early filing, and the fact that spousal benefits cap at 50% of the higher‑earning spouse’s primary insurance amount. He highlights a real‑world...
A Free Social Security Analysis Tool, and the Yield on the S&P 500 Hits an All-Time Low
In this episode, host Robert Brocade talks with CPA and financial planner Mike Piper about his free tool OpenSocialSecurity.com, which helps retirees model the optimal age to claim Social Security without needing to guess their lifespan. They discuss common misconceptions—especially...
Small Planning Conversations That Lead to Bigger Engagements
In this episode, Kerry Sinnott and guest Jackie Cummings‑Koski highlight five quick, high‑impact strategies CPA financial planners can use to add immediate value for clients. They dive into expanded 529 plan uses—including paying for professional credentials, covering K‑12 expenses, seeding...
Should Your Retirement Portfolio Be Investing Only In Dividend-Paying Stocks? #305
In this episode Ryan Morrissey examines whether retirees should rely solely on dividend‑paying stocks for income. He explains how high‑yield stocks and dividend‑focused ETFs can provide cash flow but often concentrate exposure in a few sectors and may underperform broad...
05.11.26 Real Estate Investing In Today’s Market / Job Market Update
In this episode Clark Howard warns that the current real‑estate market is hostile to house‑flipping and even rental investing for most people, citing soaring home prices since the pandemic that outpace income growth. He advises listeners to assess personal circumstances—like...
#713: Why Smart People Still Sabotage Their Own Money, with Tiffany Aliche
In this episode, host Paula Pant talks with financial educator Tiffany Aliche (the Budgetnista) about why even financially savvy people sabotage their own money. Tiffany shares her personal journey from hitting rock bottom at age 30—losing a home, facing $300,000...
The Murdoch Dynasty - A Business Worth a Thousand Words
In this episode of The Dividend Cafe, host David Bonson dissects Disney’s 2019 $71.3 billion acquisition of Fox’s entertainment assets, focusing on why Rupert Murdoch sold the content portfolio but retained the news and sports properties. He highlights the divergent post‑deal performance:...
260: The Top Retirement Trends That Are Reshaping Investing, Income and Longevity
In this episode, Oscar Pulido talks with Nick Nufusi, BlackRock’s Global Head of Retirement Solutions, about the seismic shift from defined‑benefit pensions to defined‑contribution 401(k) plans and the implications of longer lifespans for retirees. Key trends include the decline of...