Know What's Happening in Wealth Management
Know What's Happening in Wealth Management
Value Investing Beats Trend‑Chasing Over the Long Run
The Economic Times contrasts short‑term trend‑chasing with disciplined value investing, noting that Joel Greenblatt’s Magic Formula offers a systematic way to identify undervalued, high‑quality stocks. It adds that macro‑driven volatility creates temporary mispricings across U.S., European and emerging markets, allowing patient investors to capture long‑term alpha.
Emerging‑market (EM) bonds are delivering roughly double the yield of developed‑market debt while their volatility has fallen below that of traditional safe‑haven assets. The structural advantage stems from EM governments carrying about half the debt‑to‑GDP ratios of their developed counterparts, allowing higher real rates and disciplined inflation control. Central banks in the West face fiscal dominance, limiting their ability to tighten policy, whereas they quietly diversify reserves into EM currencies and bonds. Eric Fine argues that this combination creates a compelling, under‑followed trade that is unlikely to fade after 2025’s strong performance.
2 in 3 households own a home, yet most have no idea how homeownership taxes work. If you own a home (or plan to), here are some tax tips that will save you thousands:
If you saw the BlackRock headline this week and your first thought was "should I be worried about my own investments," you're not the only one. But the thing you're worried about probably isn't what you think it is.
Homeowners are drawn to refinancing mainly for lower rates, but the decision should also consider loan term adjustments, rate‑type switches, and equity extraction. A 0.75 percentage‑point rate cut can slash monthly payments, while moving from a 30‑year to a 15‑year...
She had $1.2 million in cash. Three years. Waiting for the "right time" to invest. She thought cash was safe. Zero risk. She didn't realise she was already taking the biggest risk of all.
Warren Buffett’s habit of holding billions in cash gave Berkshire Hathaway flexibility to seize opportunities and weather market drops. He stresses that a sizable cash reserve isn’t about hoarding wealth but about strategic liquidity. For retirees, the lesson translates into...
I've always been a conviction investor, but I have evolved in how I define "high conviction" and how it is expressed within my portfolio. When most investors hear high conviction, they think of high concentration. To them, concentration means making...
BofA: Signs of capitulation: a record proportion of clients are more bullish than their advisors https://t.co/ZGEXCrToNB
Retired UK entrepreneur Mark Crothers announced a major portfolio overhaul, reducing his US technology exposure to about 15% and adding Europe and Southeast Asia. He contends that the S&P 500 has effectively become a sector fund because the ten largest tech...
Russell 2000 down 2.3%. Small caps are the canary. They need cheap credit, domestic demand, and labor stability. They have none of those right now. If you're waiting for small cap leadership to confirm a bull market, you'll be waiting a while. https://t.co/mDOKLhcosE
The greatest trick the market plays on beginners is making you think luck is skill. It waits for you to double or triple down on your next bet and then it teaches you your first lesson.
Online banks are outpacing traditional institutions by offering high‑yield savings accounts (HYSAs) with APYs of 4% or more, compared to legacy banks’ sub‑0.1% rates. The article illustrates the stark difference: $10,000 earns $1 at 0.01% versus $400 at 4% annually....
The buy‑write strategy pairs a stock purchase with a simultaneous sale of a call option, creating a covered‑call position that delivers immediate premium income. It is most effective in neutral to mildly bullish markets where large price jumps are unlikely....
Buy-to-let properties generate rental income but are subject to ordinary income tax, requiring annual reporting on Schedule E. Investors can offset taxable income with deductions for mortgage interest, property taxes, maintenance, insurance, management fees, and especially depreciation, which spreads the...
💸 Where does your money actually go? TJ Maxx? Nordstrom Rack? Marshalls? Ross? We all deserve a little dilly-dally magic… but when random spending runs the show, it’s time for a budget check.
Senator Chris Van Hollen introduced a bill to eliminate federal income tax for individuals earning up to $46,000 and married couples earning up to $92,000, potentially covering nearly half of U.S. workers. The measure would raise the number of taxpayers...
Wholesale prices surged in January, with the producer price index rising 0.5% month‑over‑month and core PPI up 0.8%, keeping inflation well above the Federal Reserve’s 2% goal. The Fed left rates unchanged at 3.25%‑3.5%, but the data dampens expectations for...
Washington is poised to enact a 9.9% income tax on earnings above $1 million, projected to generate about $4 billion annually. Governor Bob Ferguson announced he will sign the revised bill, which allocates 5% of proceeds to child‑care and early‑learning accounts and...
Things to focus on to build wealth: - invest wisely (tax advantageous accounts, low cost index funds, consistently) - spend wisely (especially big $$ expenses like cars) - acquire new skills to make more $$$ (certifications, degrees with good ROI) This is the blueprint.
The article reflects on Fidelity’s Magellan Fund’s disappointing decade after Peter Lynch retired, contrasting it with the Contrafund’s stellar 35‑year run under Will Danoff. Danoff’s 14.04% annualized return outperformed the S&P 500 by nearly 3 points, a rarity for a...
Section 351 of the U.S. tax code permits investors to contribute appreciated stocks, bonds or ETFs into a newly created ETF without triggering immediate capital‑gains tax, effectively seeding the fund at original cost basis. To qualify, no single security may exceed...
Royal London reported that 80% of its actively managed funds outperformed three‑year benchmarks on an equally weighted basis, and 51% beat benchmarks when weighted by assets under management. Operating profit rose 18% in 2025, driven by strong performance in pensions,...
The article highlights the imminent multitrillion‑dollar wealth transfer from Baby Boomers to younger generations and warns that wealth managers risk losing assets under management (AUM) if they fail to engage heirs. Kidbrooke proposes a "kids saver" framework that turns a...
Robinhood is launching Robinhood Venture Fund I (RVI) on the NYSE with an anticipated $25 share price, offering retail investors a closed‑end fund that mirrors private‑market exposure. The fund will charge a 2% annual management fee, reduced to 1% for...
Saw this on r/Bitcoin and had some thoughts: The best traders I know also DCA quietly in the background. Trading is a skill game. DCA is a math game. You need both. One good strategy: -Keep 65–70% of your crypto capital in a...
Lyn Alden, a macroeconomist, predicts Bitcoin will outperform gold through 2029, despite gold’s recent all‑time high and euphoric sentiment. She characterizes gold’s rally as not a bubble and notes Bitcoin’s price is down 44% from its October peak, facing extreme...
If you're 40 and start investing $1,000/month earning an 8% avg return: Age 45: $73,477 Age 55: $346,038 Age 65: $951,026 Add social security and you've got a better retirement than never investing at all.
March 2020. COVID panic. Markets collapsed overnight. Two clients. Same portfolio. Same allocation. Same advisor. What they did next created a gap worth hundreds of thousands of dollars. It will probably never close.
Greg Abel authored Berkshire Hathaway’s 2025 shareholder letter, marking the first full‑year communication since Warren Buffett stepped back as CEO. The letter reiterates the conglomerate’s core culture—honesty, decentralized autonomy, and a long‑term ownership mindset—while confirming that Buffett will still be...
Look Morgan Stanley isn't "rushing into crypto" They're rushing into revenue Bitcoin ETFs generate management fees Wealth advisors get commissions The firm captures flow This has nothing to do with decentralization It's the oldest game in finance wearing a new mask
During a lifetime you will have 10-20 big winners and hundreds or thousands that didn’t live up to your expectations. Long-term investing success is capturing those 10-20 monsters while also understanding 95% of what you own will deserve to be...
The debt snowball and debt avalanche are two common repayment strategies for credit‑card debt. Snowball focuses on eliminating the smallest balances first, while avalanche targets the highest‑interest balances. The article illustrates both methods with a $20,000 three‑card example, showing that...
I want to gently point out that most people do not understand that if you invest enough, your portfolio can pay your housing costs in perpetuity So when I say "renting can be cheaper," they are bewildered "Yes but how will you...
If you’re a millennial, you need to stop believing that owning a home is the ONLY way to build wealth. It is just one part of the puzzle and an optional one at that. If you can’t own a house,...
Each week we run a DCF model on Boeing, arriving at an intrinsic share price of roughly $85, far below the current market level near $230. The analysis uses a 10% discount rate, 2.5% terminal growth, and forecasts free cash...
February 2026 saw over 50 new ETF launches, highlighted by three niche funds. VanEck introduced the Communication Services TruSector ETF (TRUC) with a 14‑basis‑point fee, actively selecting leading media and telecom firms. ALPS launched the SMR, Nuclear & Technology ETF...
Chris Davis warned advisors that soaring valuations and mega‑cap concentration mask hidden risk, urging a shift from short‑term market calls to durable working assumptions. He outlined a five‑category AI framework—platform winners, enablers, users, indifferent firms, and the walking dead—to guide...
Suze Orman advises cutting up all credit cards when you’re in debt to force reliance on cash and stop accruing high‑interest balances. The article argues that this blanket rule can backfire, as eliminating cards may damage credit scores, erase rewards,...
Korean retail investors had record margin debt. Bought the AI chip story with 30-40% down payments. Then oil spiked. Margin calls hit. Forced selling cascaded. This is the disposition effect in reverse. When everyone holds losers too long, the unwind is violent. The lesson:...
Broadcom posted a fiscal Q1 earnings beat with $2.05 EPS and $19.31 billion revenue, then raised Q2 guidance to about $22 billion, surpassing analyst forecasts. Nvidia announced a $30 billion investment in OpenAI, likely its last pre‑IPO funding, reinforcing its hardware dominance in...
My biggest estate planning tip when it comes to trusts? Fund the trust. So someone can pay thousands of dollars to draft a beautiful trust document and still end up with a full probate estate. Creating a trust is only half...
I've long-held that one of the most important skills for an advisor to develop is to become an excellent "Google-er." With the advances in AI over the past few years, I've started to reframe that concept to becoming more of...
The IRS and Treasury have issued proposed regulations allowing cryptocurrency brokers to deliver the new Form 1099‑DA electronically starting Jan. 1, 2027. Brokers would need customer consent and must meet enhanced electronic notice and access requirements, but they would no longer have to...
From phishing emails to bogus tax credits, the IRS warns that scammers keep changing tactics. Here’s what you should know about the most common tax scams now. https://t.co/0ciX8gUJKy
Backers project, based on Forbes’ billionaires list, that a new wealth tax would raise $4.4 trillion over 10 years for childcare, housing, and a $ 3,000-per-person check for many Americans. https://t.co/6EYBhzxmZP
Student loan refinance rates slipped further this week, with variable APRs as low as 3.67% and fixed APRs starting at 3.71% as of March 5, 2026. Credible leads the market on variable rates, while Earnest offers the cheapest fixed rate. The rate...
Most paid preparers aren’t subject to any licensing or competency standards. A new bipartisan bill would tighten enforcement against bad preparers, but it stops short of regulating the industry. https://t.co/J8Bz2tVSPF
Vibe coding lets financial advisors generate custom applications by prompting AI models, bypassing traditional programming. Tim Witham’s $100‑per‑month Claude subscription produced a portfolio‑analysis tool that replaces YCharts and adds thousands of dollars in value. Advisors like Shaun Melby are building...
The Credit for Other Dependents (ODC) provides a $500 nonrefundable tax credit for each qualifying dependent age 17 or older, including adult children, elderly parents, and other relatives who meet IRS support and residency tests. The credit is claimed on...
The escalating conflict in Iran has jolted markets, prompting a sharp S&P 500 swing and renewed inflation worries. Financial advisors warn that while long‑term investors can stay the course, those approaching retirement should treat the volatility as a signal to review...
