Closing the Protection Gaps in Insurance

Why It Matters

Closing coverage gaps through broker–underwriter collaboration and customizable products reduces uninsured risk exposure for clients and creates competitive growth opportunities for insurers as the market softens.

Summary

At the WSIA marketplace in San Diego, industry leaders emphasized the need for greater transparency between brokers and underwriters to close protection gaps in property insurance. Delwood executives said accurate valuation and identifying gaps—such as law and ordinance, flood and convective windstorm—remain priorities, and that collaboration with brokers can produce tailored alternative solutions. With the property market softening, Delwood sees opportunity in the smaller middle-market to offer broader, competitive coverage options. Panelists highlighted ENS as a platform that enables customized, non‑boilerplate policies that give insureds multiple budget‑aligned choices.

Original Description

Executive Insights featuring Felicia Rawlin from Dellwood Insurance Group