Captive Intelligence

DSLD Homes Ready to Utilise Captive Higher up Its General Liability Tower

DSL​D Homes, a leading privately‑held home builder in the Gulf South, is evaluating the use of its South Carolina‑domiciled captive insurance company at a higher tier within its general liability insurance tower. The move would shift more liability exposure onto the captive, potentially lowering third‑party premiums and increasing risk‑retention capacity. DSLD operates over 120 communities across seven states, giving it sufficient scale to support such a captive strategy. The initiative reflects a broader industry shift toward self‑insurance solutions.