A Financial Dilemma: Save Your Parents, Your Children, or Yourself
A personal finance piece highlights the staggering cost of eldercare—$230,000 per year per parent, potentially $3‑5 million for four parents over five years. The author outlines three allocation frameworks—practical, dutiful, and oxygen‑mask—to balance resources among children, self, and parents. He stresses early planning with long‑term care insurance, life insurance, and a dedicated savings fund. The article urges families to start conversations now to avoid financial crises later.
FIRE Psychology During a Stock Market and Economic Downturn
The author, a longtime FIRE advocate who left full‑time work in 2012, argues that retiring in a bear market tests financial resilience and makes subsequent recovery easier. He outlines how a diversified portfolio—roughly 35% stocks—limits net‑worth loss, and stresses the...
I Fired Myself As Money Manager And It Feels Great
A relative left a Goldman Sachs advisory firm, paying roughly 1.5% management fees plus 1‑2% fund fees, and asked the author to manage her $2 million portfolio. By reallocating to low‑cost ETFs, the author saved about $30,000 in fees and achieved...
A Crashing Stock Market Is Great For Our Children’s Future
The author argues that stock market crashes are advantageous for building children’s wealth. By using the annual $19,000 gift‑tax exemption and a tiered dollar‑cost‑averaging strategy, parents can fund custodial accounts during corrections. The piece outlines three phases of parental financial...
The Pain Of Selling A Home Too Soon In A Rising Market
A San Francisco homeowner sold a 2,250 sq ft, four‑bedroom house for $3.5 million, exceeding the $2.925 million target but later felt regret as comparable homes continued to rise. The decision to sell was driven by rental‑management fatigue, over‑leveraging, looming wildfire risk, and a desire...
How Robinhood’s Venture Fund Listing Could Impact Fundrise Venture
Robinhood is launching Robinhood Venture Fund I (RVI) on the NYSE with an anticipated $25 share price, offering retail investors a closed‑end fund that mirrors private‑market exposure. The fund will charge a 2% annual management fee, reduced to 1% for...
The FIRE Movement Is So Back Thanks To AI Disruption
The FIRE (Financial Independence, Retire Early) movement, born from the 2008‑2009 crisis, surged during COVID‑19 and then waned as remote work became mainstream. In 2024‑2025 large firms began re‑imposing in‑office mandates while pouring billions into AI, prompting massive productivity gains...
Why Pershing Square Holdings Trades At A Deep Discount To NAV
Pershing Square Holdings (PSH) trades about a 25 % discount to NAV, reflecting its closed‑end, London‑listed structure and a portfolio of public equities that investors can replicate. The lack of daily redemption limits arbitrage, while a 1.5 % management fee and 16 %...
How ETFs, Open End Mutual Funds, and Closed End Funds Actually Trade
Fundrise announced that its Innovation Fund will list on the NYSE as a closed‑end fund, shifting from an open‑end structure that trades at NAV to a fixed‑float vehicle. The article explains how ETFs, open‑end mutual funds, and closed‑end funds differ...
