News•Dec 15, 2025
Closing the Gap Between Trust and Proof
The 2024 collapse of Synapse left $85 million in consumer deposits frozen, exposing the fragility of pooled For‑Benefit‑Of (FBO) accounts. The incident highlighted how legacy account structures cannot keep pace with today’s multi‑party, B2B money flows. Virtual Account Management (VAM) is presented as the missing infrastructure layer that delivers real‑time, cent‑level visibility and auditability across complex value chains. Qolo’s Quantum Ledger illustrates how banks and fintechs can adopt VAM to close the trust‑proof gap and unlock new revenue streams.
