
The share of 25‑34‑year‑olds who own homes fell from about 54% in 1980 to roughly 35% today, while marriage rates for the same cohort dropped from 67% to 37%. Despite the housing affordability narrative, most young newlyweds remain renters, and a third of new parents own homes. The decline in marriage accounts for roughly half of the overall drop in young adult homeownership, with dual‑earner couples preserving higher ownership rates than single‑earner households.

The article argues that declining family formation in the U.S. stems less from cultural rejection and more from shrinking economic stability for men and limited workplace flexibility for mothers. Data show that stable, predictable jobs now dominate the prerequisites for...