News•Feb 19, 2026
Mortgage Rates Hold Flat on Thursday Despite Lower Weekly Average
Mortgage rates for the standard 30‑year fixed loan remained unchanged on Thursday, keeping them near the lowest levels seen in over three years. Freddie Mac’s weekly survey, which averages rates from the previous Thursday through Friday, reports a three‑year low despite today’s rates being marginally higher than a few recent days. The daily rate index shows a slight uptick, highlighting a methodological gap between the two data sets. This divergence fuels conflicting headlines about the market’s direction.