My Money Blog

My Money Blog

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Practical tips on bank deals, saving, tax moves, and long-term investing.

Reader Questions: Cash and Bond Holdings Details
NewsApr 10, 2026

Reader Questions: Cash and Bond Holdings Details

The author allocates roughly 30% of a 70/30 stock‑bond portfolio to bonds, split between 20% short‑term U.S. Treasury ETFs (VGSH) and 10% Treasury Inflation‑Protected Securities. With a 10% state tax rate, the 3.83% SEC yield on VGSH translates to a...

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Spruce Money Fintech App: $100 Referral Bonus W/ Direct Deposit (H&R Block)
NewsApr 8, 2026

Spruce Money Fintech App: $100 Referral Bonus W/ Direct Deposit (H&R Block)

H&R Block has launched Spruce, a fintech app backed by Pathward NA, offering banking services such as a 3.5 % APY savings account and budgeting tools. The app currently promotes a $100 referral bonus when a new user activates the debit card and...

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Berkshire Hathaway 2025 Annual Shareholder Letter by Greg Abel
NewsMar 5, 2026

Berkshire Hathaway 2025 Annual Shareholder Letter by Greg Abel

Greg Abel authored Berkshire Hathaway’s 2025 shareholder letter, marking the first full‑year communication since Warren Buffett stepped back as CEO. The letter reiterates the conglomerate’s core culture—honesty, decentralized autonomy, and a long‑term ownership mindset—while confirming that Buffett will still be...

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Robinhood HOOD Rewards Season 2026 Promos: Up to 3% ACAT Transfer Bonus
NewsMar 2, 2026

Robinhood HOOD Rewards Season 2026 Promos: Up to 3% ACAT Transfer Bonus

Robinhood has launched its HOOD Rewards Season, running Feb 19‑Mar 25, 2026, offering up to a 3 % bonus on ACATS transfers. Taxable‑account transfers earn 2 % for Robinhood Gold members, rising to 3 % when a $10,000 margin balance is present; IRA and 401(k)...

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The True Global Market-Cap Weighted Portfolio: Gold as 3rd Largest Asset Class?
NewsFeb 23, 2026

The True Global Market-Cap Weighted Portfolio: Gold as 3rd Largest Asset Class?

A WisdomTree chart shows a truly global market‑cap weighted portfolio composed of roughly 50% equities, 30% fixed income, and a surprisingly high 12.7% gold, making gold the third‑largest asset class. The analysis estimates the total market value of gold at...

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PSECU $300 New Checking Account Bonus (Updated 2026)
NewsFeb 19, 2026

PSECU $300 New Checking Account Bonus (Updated 2026)

Pennsylvania State Employees Credit Union (PSECU) is running a 2026 promotion that awards a $300 bonus to new checking account holders who meet specific criteria. Applicants must join the credit union (or its affiliated PRPS group) with a $10 fee,...

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Bank of America Rewards: Higher Balance Requirements for Credit Card Boosts + New Monthly Credits (Effective May 2026)
NewsFeb 18, 2026

Bank of America Rewards: Higher Balance Requirements for Credit Card Boosts + New Monthly Credits (Effective May 2026)

Bank of America is rebranding its Preferred Rewards program as BofA Rewards on May 27, 2026, introducing new tier names and higher balance thresholds. The Premier tier now requires a $1 million combined balance to earn the top 75% credit‑card rewards...

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